Question by Neil: If invested in a Lehman mutual fund, is the value secure?
have invested in a Lehman mutual fund, not shares in Lehman. Have heard it is guaranteed similar to FDIC …. by SIPC or something.
Best answer:
Answer by iluv2tradestks
You are insured up to 100,000 dollars per account. Anything over $ 100k you are at risk.
Give your answer to this question below!
Question by Maurice R: Are Mutual fund the best Investments right now?
I have some money to invest right now. I am 21 and i am looking for a secure investment. Are mutual funds the way to go?
Best answer:
Answer by AB
Mutual funds or ETFs (which are like mutual funds that are traded on the stock exchage) are the best bet. That way you don’t have to worry about having too much money in one stock, you don’t have to understand all the details or different stocks, and your money is still well diversified.
Know better? Leave your own answer in the comments!
Tags: Best, Fund, Investments, Mutual, RIGHT
Question by Edward M: who is a good mutual fund company?
Basically i am starting to earn money with no outgoing expenses now. Where can I find a mutual fund company to whom I can give my money and see a decent return?
Oh, I am new to investing. N E W. I have never made an investment in real life ever before
oh, it is the Uk.
Best answer:
Answer by Alex
It would help if you mention which country are you from as the selection of mutual funds varies from country to country.
Give your answer to this question below!
Question by mo0ink: Vanguard users: Do you get impatient of having to buy “1″ mutual fund a year?
I’m 18, and currently have Target 2050 Retirement.
The max contribution this year is $ 5000 and to invest in a mutual fund is $ 3000. I was thinking about opening another mutual fund called STAR, and 2 years from now maybe Index 500.
I plan to contribute as much as I can into Target 2050 Retirement this year. Is it better to stick to one mutual fund or open some ??
Best answer:
Answer by rets2618
The Target 2050 is already pretty diversified…72% U.S. stocks, 18% International Stocks, 10% bonds. I would only add another fund if it provided additional diversification with low expenses and I had enough to meet minimum requirements.
What do you think? Answer below!
Tags: discount brokers, netflicks, etrade whfit, Fund, Having, impatient, Mutual, users, Vanguard, year
PersonalFinance: The year-end tax planning challenge
(Linda Stern is a freelance writer. Any opinions in the column are hers. You can follow Linda Stern’s financial notes on Twitter at http://www.twitter.com/lindastern)
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Spanish NGO wins top humanitarian prize
Spanish humanitarian organisation Manos Unidas was on Wednesday awarded the prestigious Prince of Asturias Concord prize for “helping millions of people worldwide” to improve their living conditions.
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GREEN DELTA MUTUAL FUND 2010
SIZE OF THE FUND: Tk. 150,00,00,000 divided into 15,00,00,000 units at par value of Tk. 10 each
SPONSOR’S CONTRIBUTION: 1,50,00,000 units of Tk. 10 each at par for Tk. 15,00,00,000
PRE-IPO PLACEMENT: 6,00,00,000 units of Tk. 10 each at par for Tk. 60,00,00,000
PUBLIC OFFER: 7,50,00,000 units of Tk. 10 each at par for Tk. 75,00,00,000
RESERVED FOR MUTUAL FUNDS: 75,00,000 units of Tk. 10 each at par for Tk. 7,50,00,000
NON-RESIDENT BANGLADESHIS: 75,00,000 units of Tk. 10 each at par for Tk. 7,50,00,000
RESIDENT BANGLADESHIS: 6,00,00,000 units of Tk. 10 each at par for Tk. 60,00,00,000
ASSET MANAGER: LR GLOBAL BANGLADESH ASSET MANAGEMENT COMPANY LTD.
SPONSOR: GREEN DELTA INSURANCE COMPANY LIMITED
TRUSTEE: BANGLADESH GENERAL INSURANCE COMPANY LIMITED
CUSTODIAN: STANDARD CHARTERED BANK
RISK FACTORS
Investing in the Green Delta Mutual Fund (hereinafter the Fund) bears certain risks that investors shouldcarefully consider before investing in the Fund. Investment in the capital market and in the Fund bears certainrisks that are normally associated with making investments in securities including loss of principal amountinvested. There can be no assurance that the Fund will achieve its investment objectives. The Fund value canbe volatile and no assurance can be given that investors will receive the amount originally invested. Wheninvesting in the Fund, investors should carefully consider the risk factors outlined below, which are notnecessarily exhaustive or mutually exclusive:
1. General: There is no assurance that the Fund will be able to meet its investment objective and investors couldpotentially incur losses, including loss of principal when investing in the Fund. Investment in the Fund is notguaranteed by any government agency, the Sponsor or the AMC. Mutual funds and securities investments aresubject to market risks and there can be no assurance or guarantee that the Fund’s objectives will beachieved. As with any investment in securities, the Net Asset Value of the Fund may go up or down dependingon the various factors and forces affecting the capital markets. Past performance of the Sponsors and theiraffiliates and the AMC do not indicate the future performance of the Fund. Investors should study this OfferDocument carefully in its entirety before investing.
2. External Risk Factor: Performance of the Fund is substantially dependent on the macroeconomic situationand in the capital market of Bangladesh. Political and social instability may have an adverse effect on thevalue of the Fund’s assets. Adverse natural climatic condition may impact the performance of the Fund.
3. Market Risk: The Bangladesh capital market is highly volatile and mutual fund prices and prices ofsecurities can fluctuate significantly. The Fund may lose its value or incur a sizable loss on its investmentsdue to such market volatility. Stock market trends indicate that prices of majority of all the listed securitiesmove in unpredictable direction which may affect the value of the Fund. Furthermore, there is noguarantee that the market prices of the units of the Fund will fully reflect their underlying Net AssetValues.
4. Concentration Risk: Due to a limited number of listed securities in both the DSE and CSE, it may bedifficult to invest the Fund’s assets in a widely diversified portfolio as and when required to do so. Due to avery thin secondary fixed income/debt market in Bangladesh, it would be difficult for the Fund Manager toswap between asset classes, if and when required. Limited options in the money market instruments willnarrow the opportunity of short term or temporary investments of the Fund which may adversely impactthe returns.
5. Dividend Risk: Despite careful investment selection of companies in the Fund, if the companies fail toprovide the expected dividend or fail to disburse the dividends declared in a timely manner, this willimpact the income of the Fund and the overall return of the Fund.
6. Underlying Liquidity Risk: For investing in Pre-Public Offer Placement securities i.e. in unlisted equitysecurities by the Fund, may involve liquidity risk. In addition, market conditions and investment allocationmay have an impact on the ability to sell securities during periods of market volatility. Debt securities,while somewhat less liquid, lack a well-developed secondary market, which may restrict the selling abilityof the Fund and may lead to the Fund incurring losses till the security is finally sold. While securities thatare listed on the stock exchange carry lower liquidity risk, the ability to sell these investments is limited bythe overall trading volume on the stock exchanges and may lead to the Fund incurring losses till thesecurity is finally sold.
7. Investment Strategy Risk: Since the Fund will be an actively managed investment portfolio, the Fund issubject to management strategy risk. Although the AMC will apply its investment process and riskminimization techniques when making investment decisions for the Fund, there can be no guarantee thatsuch process and techniques will produce the desired outcome.
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Tags: 2010, cp kelco public offer, DELTA, electronic test & measurement instruments mcp-2907, electronic testing & measurement instruments industry recession trends 2010, Fund, Green, listed or unlisted cp kelco, Mutual
A Brief History of the MLP Mutual Fund
Of the many investment products out there, the MLP Mutual Fund has attracted a lot of interest with its recent introduction. Here is a brief review of its operations.
Master Limited Partnership (MLP) is a type of limited partnership that is publicly traded. There are two types of partners in this type of partnership.
Limited Partner
General Partner
The limited partner is the person or group that provides the capital to the MLP and receives periodic income distributions from the cash flow of MLP, whereas the general partner is the party responsible for managing the affairs of MLP and receives compensation that is linked to the performance of the venture.
If we look back at the history of MLP mutual fund, it can be observed that it is indeed a brief one. On May 12th 2010, SteelPath, a Dallas-based investment advisory firm, announced the launch of the SteelPath MLP Funds, the very first mutual fund family to provide access to the Master Limited Partnership asset class.
The SteelPath fund consists of portfolio managers and investment team with a six year track record at Alerian, the leading MLP indexing company. SteelPath uses research techniques like fundamental analysis in this emerging asset class, incorporating its bottoms-up, private-equity investment process with a risk management philosophy designed to protect capital and mitigate portfolio volatility. The mutual fund platform of firm seeks to provide high levels of current income along with portfolio diversification, protection against inflation and a low correlation to other asset classes.
SteelPath has introduced three new funds which are as follows:
MLP Income Fund – This fund provides a high level of current income with an inflation adjusted protection tool, a higher distribution yield compared to equity alternatives such as REITs (Real Estate Investment Trust) and Utilities. This feature makes the fund the lead performer amongst the three.
MLP Select 40 Fund – Consisting of 40 energy infrastructure MLPs, this fund seeks to outperform the broader equity markets. Select 40 fund portfolio provides diversification and risk elimination.
MLP Alpha Fund - The Alpha fund is a concentrated portfolio of 20 energy infrastructure MLPs that utilizes a securities selection procedure designed to unveil those MLPs with the best risk-adjusted opportunities for superior distribution growth and price performance.
These funds focus on energy infrastructure MLPs. This asset class is composed of companies that control and operate the physical assets that transport crude oil, natural gas and refined petroleum products, such as pipelines, as well as the associated storage facilities. These companies have long-term contracts with nominal exposure to commodity prices, therefore reducing volatility in income.
The SteelPath MLP mutual fund family offers options that have been designed to meet alternating investor needs while concentrating on a long-term investment tenure, diversified exposure and prudent risk management. All three funds have a Class A share asset class which can be procured by a minimum investment of 00 by individuals, while the institutional class shares have been explicitly created to provide a cost efficient option for institutional investors from pension funds to insurance companies.
Special risk considerations are taken into account in case of these funds which are very similar to those associated with the direct ownership of energy infrastructure assets due to its policy of concentration in the securities of Master Limited Partnerships.
For more information on master limited partnerships, visit our website.
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Mutual Funds for NRI ? Build a Good Portfolio
Indian mutual fund industry allures Non resident Indians to invest in Indian companies. NRIs also have the satisfaction that they have some earnings made in their hometown too. Hence these mutual funds are offering good options to them. Non resident Indian can build a good portfolio by investing in Indian companies’ mutual funds and hold shares and debentures. Non Resident Indian living abroad can buy and sell Indian mutual funds online easily and quickly. For all his investments, it is better to hold an NRE or Non Resident External account.
In order to enjoy the interest earned on mutual funds and other income, without any tax deduction one must have an NRE account (Non Resident External). An NRE account allows you to transfer the income earned overseas as these accounts are on repatriation basis. Any profits gained, interest earned through rental income, shares, debentures or mutual funds are not taxable income. NRE savings account and NRE investment account can be applied simultaneously. Earn good rate of interest by holding an NRE account.
This way, your savings and your investments in your hometown will be taken care of. Careful assessment of the company’s track record must be checked. Invest in a company with superior performance track record and be aware that mutual fund investment is subject to market risks. You must read the terms and condition of any funds or insurance policies before you continue investing in them.
With the help of mutual funds, you can buy and sell huge amount of securities at a given point of time. Hence, the transaction cost paid by the non resident Indians will be lesser. These funds can be converted in cash any time and you may enjoy it abroad by transferring the profits abroad.
Investing money is a wise option but care should be taken to make the right type of investment!
Kirthy Shetty, Expert Author. Get related information on Insurance for NRI, Mutual Funds NRI
Mutual Funds Analysis- Why You Need To Know What Is Really Happening Behind The Scenes
When investing in mutual funds, it is important to first carry out an analysis so as to come up with the most informed choice on which type to go for. Analysis entails much more than just comparison of the different classes that exist. It is a process that helps you a big deal in being sure that your funds are being managed as they should and that, you as an investor have the skill to correctly identify them. Analysis of mutual funds looks at both the qualitative and the quantitative aspects of the funds.
If you are a keen reader of the newspaper, you will realize that they always give you a glimpse of what is happening in the stock exchange market on a daily basis. However, this analysis may not be adequate to give you all the information that you so badly need as you try to make a choice between the different types of mutual funds there are. This is because, what most of the financial journalists do is just report the current market trend without going into details of what is really happening behind the scenes. You may need to go a step further and do a more derailed kind of analysis. There are different approaches to mutual funds analysisand there are those commonly used than others and which are believed to lead to more accurate results.
For qualitative mutual funds analysis, the two basic approaches are the benchmarking and the end point analysis. There are common mistakes that arise when these approaches are used, but with the right information at hand, you, as an investor can apply the methods and correctly come up with the right conclusion. With benchmarking, the mistake that commonly arises is the fact that most analysts, for example the Morning star, tend to only concentrate on one aspect of the fund and in most cases, its performance. Other aspects like the returns and price are ignored, which are the actual reflection of the funds manager ability. To be more precise in results, it is advisable to take all these factors into consideration. The other mistake that occurs in the end point analysis is that there is normally a lot of bias.
If you look closely and keenly through the newspapers on a regular basis, you will no doubt notice that most of the mutual funds whose reports are given are only those that are seen to be performing well. When you look at cumulative statistics, you will realize that the funds that appear on the list are those that are thought to be performing at their peak. This kind of analysis is misleading because there might just be another type of mutual fund which has not performed well in the recent past, but which has potential of doing well, yet it is not highlighted.
Peter Gitundu Creates Interesting And Thought Provoking Content on Mutual Funds. For More Information, Read More Of His Articles Here MUTUAL FUNDS ANALYSIS If You Enjoyed This Article, Make Sure You Read My Most Recent Posts Here MUTUAL FUNDS ANALYSIS
Tags: Analysis, Behind, Funds, Happening, Know, Mutual, Need, Really, Scenes
A Look At Some Of The Mutual Funds Advantages and Disadvantages
Mutual funds are popular with many investors mainly for the mere fact that, they have a set of advantages that they can identify with, which are considerably better than those that one can enjoy in other types of investment securities. One of the most appraised advantages is the fact that they are professionally managed by a fund manager on behalf of investors. An investor may not be able to do all that follow up on his own and as such, his investment would probably not survive the storms of the stock market.
Another advantage that comes with mutual funds is convenience. Convenience in this aspect refers to the ease with which one can trade in them. Buying, selling and changing distribution details or strategy are relatively easy tasks to carry out when one is dealing with the funds. Changing of the distribution details, also known as asset allocation is a process that is open to execution every once in a while, due to the fact that description of different categories of the funds keep changing as the market conditions change. This goes hand in hand with the advantage that they are highly liquid. They trade on a daily basis and in large quantities.
Obtaining information about mutual funds is also much easier than obtaining information on other types of investment securities. The information is availed through a prospectus that are readily available from different investment firms and online as well. When you look at the prospectus that is offered by any mutual fund investing firm, you will get to see the outlined tasks and duties that are assigned to the manager, which would otherwise be left to the investor.
Among the disadvantages that mutual funds are open to include, high risks and costs. They are normally more easily affected by changing market conditions, more than other types of investment securities. The fluctuations in market conditions cause the charges and fees payable to fluctuate as well. However, when there are no storms in the market conditions, the tendency is for the funds with high risk factor to attract high returns.
While mutual funds are popular and highly recommendable as far as returns are concerned, they have a disadvantage of being costly. They come with loads of fees and charges that are payable on a regular basis, some monthly and others annually. Other charges are imposed during a transaction. For example, loaded funds must incur a cost whether one is buying or selling shares. There is also normally a diversification penalty, chargeable whenever an investor wants to diversify his investment in order to spread and reduce the risk that is characteristic of many categories of these funds.
Peter Gitundu Creates Interesting And Thought Provoking Content on Mutual Funds. For More Information, Read More Of His Articles Here MUTUAL FUNDS ADVANTAGES AND DISADVANTAGES If You Enjoyed This Article, Make Sure You Read My Most Recent Posts Here MUTUAL FUNDS ADVANTAGES
Chinese leaders know very well the state of the Chinese, the US, and the world economy; they dont need a sales pitch. So whats the purpose of Geithners trip then?
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