You Can Stop Mortgage Fraud

Article by Gary Smith

This morning I spoke to a very kind and loving lady. She was calling to find out if a Forensic Loan Audit and a Securitization Audit could help her. JP Morgan Chase had turned her down once again for a loan modification because she doesn’t make enough money to make a modified lower monthly payment. It is a common enough story, but how did a senior citizen ever end up in this situation? As I interviewed here, it became clear how she was preyed upon by the banks and is truly a victim of mortgage fraud. A forensic loan audit and a securitization audit were definitely the right resources for her. As she told me her story, even without a full investigation of her loans, I could see the signs of mortgage fraud in her predatory loan. · She was given this loan when she was 81 years old. · It was based upon the fact that she received income for raising her two grandchildren, who would be legal adults in just two years – And of course, her small social security check. · It was a 30 year commitment that they gave her, but she was truthful in reporting that the income for the grandchildren would be gone in two years. · They gave her a 30 year adjustable rate loan anyway. Apparently not having that income in just two short years was not a concern to the bank. · Apparently the fact that she would not make her final payment until she was 111 years old escaped them as well. She’s 86 years old now. She’s working two jobs to try and make ends meet, because the social security she gets just isn’t enough to make the house payment on that predatory loan now that those grand kids are grown and gone. She tells me that her family comes by and gives her money and food to help; they are all doing everything that they can for her, as the long sickening months of loan modification have passed by. Yes, that’s correct Chase can’t make up their mind still. They’re going to auction, but they’re going to modify. I tell her that a forensic loan audit will confirm that she has a predatory loan, and reveal the mortgage fraud. A securitization audit will tell her if she is a victim of wrongful foreclosure. Oh to be 84 and living in a state of poverty, fear, and distress. Mortgage fraud — it rips your heart out, it shreds you. It makes big money for the banks. Mortgage fraud can be stopped. But only if you stop it. The bank doesn’t commit mortgage fraud and then self correct. They commit mortgage fraud and then kick you out of your home, explaining that you don’t make enough money to make a smaller payment. That is, unless you get a securitization audit and put an end to their wrongful foreclosure. She told me she would like to go to the Senior Center to live, but her home has lost so much value, that she can’t. Plus she has grandchildren still that come to see her. She wants them to have a grandmother who has a home where they can come after school. What is amazing is that despite her suffering, she still plans on making sure the bank knows that she will not be their victim. She knows now that she is the victim of predatory lending, and that she needs the forensic loan audit and securitization audit to reveal the mortgage fraud and to help her put the bank back on track. She knows that without firepower, she will never get the bank to play fair. They will just continue to lie, cheat and steal. She’s not afraid to fight back and do her part to put an end to mortgage fraud.What should a person who suspects that they may be a victim of mortgage fraud or a wrongful foreclosure do? They should immediately contact Tila Solutions for a Securitization Audit and a Forensic Audit. These two audits will help the homeowner expose the bank’s criminal wrong doing and any mortgage fraud. The people at Tila will use the results of those audits to assist homeowners in obtaining a loan modification or pursuing legal remedies such as quiet title actions against the bank. Do yourself a favor and call Tila Solutions! I hope that you will. 702 508 0335. Just ask for a Tila Consultant. They’ll help you. Or visit their website at mortgage fraud.

Tags: fraud, Mortgage, Stop