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	<title>Finance and Invesment &#187; Living</title>
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	<link>http://401fund.com</link>
	<description>Finance and Invesment</description>
	<lastBuildDate>Thu, 09 Sep 2010 03:02:08 +0000</lastBuildDate>
	
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		<copyright>&#xA9; 401fund</copyright>
		<itunes:author>401fund</itunes:author>
		<itunes:summary>Finance and Invesment</itunes:summary>
		<itunes:explicit>No</itunes:explicit>
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		<item>
		<title>how much is the monthly cost of living in USD in Dubai?</title>
		<link>http://401fund.com/2010/09/forex/how-much-is-the-monthly-cost-of-living-in-usd-in-dubai.html</link>
		<comments>http://401fund.com/2010/09/forex/how-much-is-the-monthly-cost-of-living-in-usd-in-dubai.html#comments</comments>
		<pubDate>Tue, 07 Sep 2010 14:00:42 +0000</pubDate>
		<dc:creator>401fund</dc:creator>
				<category><![CDATA[Forex]]></category>
		<category><![CDATA[Cost]]></category>
		<category><![CDATA[Dubai]]></category>
		<category><![CDATA[Living]]></category>
		<category><![CDATA[Monthly]]></category>
		<category><![CDATA[much]]></category>

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		<description><![CDATA[<div style="float:left;margin:5px;font-size:80%;"><img alt="USD" src="http://farm1.static.flickr.com/69/171973180_8661d77259_m.jpg" width="160"/><br /> by <a  href="http://www.flickr.com/photos/44315708@N00/171973180">EricGjerde</a></div>
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<p>World&#039;s most expensive water fountain display (8 million USD to build) choreographed beautifully at dusk to Miley Cyrus&#039; single &#034;When I Look at You.&#034; Fountains project water into the air as high as 492-feet.
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<p><strong><i>Question by mostafa</i>: how much is the monthly cost of living in USD in Dubai?</strong><br />
I am referring to an average lifestyle.</p>
<p><a  href="http://401fund.com/2010/09/forex/how-much-is-the-monthly-cost-of-living-in-usd-in-dubai.html" class="more-link">Read more on how much is the monthly cost of living in USD in Dubai?&#8230;</a></p>

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			<content:encoded><![CDATA[<div style="float:left;margin:5px;font-size:80%;"><img alt="USD" src="http://farm1.static.flickr.com/69/171973180_8661d77259_m.jpg" width="160"/><br/> by <a  href="http://www.flickr.com/photos/44315708@N00/171973180">EricGjerde</a></div>
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<p>World&#039;s most expensive water fountain display (8 million USD to build) choreographed beautifully at dusk to Miley Cyrus&#039; single &#034;When I Look at You.&#034; Fountains project water into the air as high as 492-feet.
</p>
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<p><strong><i>Question by mostafa</i>: how much is the monthly cost of living in USD in Dubai?</strong><br />
I am referring to an average lifestyle.</p>
<p><strong>Best answer:</strong></p>
<p><i>Answer by ABDULLA ALNuaimi</i><br/>i am not sure that u want the cost 4 flat or 4 what ??</p>
<p>the flat will cost u between 1000 &#8211; 2000 USD per month</p>
<p>and ur pocket between 500 &#8211; 1000 USD monthly</p>
<p><strong>What do you think? Answer below!</strong></p>

<div style="font-size:0px;height:0px;line-height:0px;margin:0;padding:0;clear:both"></div>]]></content:encoded>
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		<slash:comments>2</slash:comments>
	
	</item>
		<item>
		<title>Q&amp;A: I am 49 years old Indian and trade forex for a living. I am based in Dubai. How can I migrate to Malaysia?</title>
		<link>http://401fund.com/2010/09/forex/qa-i-am-49-years-old-indian-and-trade-forex-for-a-living-i-am-based-in-dubai-how-can-i-migrate-to-malaysia-2.html</link>
		<comments>http://401fund.com/2010/09/forex/qa-i-am-49-years-old-indian-and-trade-forex-for-a-living-i-am-based-in-dubai-how-can-i-migrate-to-malaysia-2.html#comments</comments>
		<pubDate>Mon, 06 Sep 2010 17:30:33 +0000</pubDate>
		<dc:creator>401fund</dc:creator>
				<category><![CDATA[Forex]]></category>
		<category><![CDATA[based]]></category>
		<category><![CDATA[Dubai]]></category>
		<category><![CDATA[Indian]]></category>
		<category><![CDATA[Living]]></category>
		<category><![CDATA[Malaysia]]></category>
		<category><![CDATA[migrate]]></category>
		<category><![CDATA[Trade]]></category>
		<category><![CDATA[Year's]]></category>

		<guid isPermaLink="false">http://401fund.com/2010/09/forex/qa-i-am-49-years-old-indian-and-trade-forex-for-a-living-i-am-based-in-dubai-how-can-i-migrate-to-malaysia-2.html</guid>
		<description><![CDATA[<div style="float:left;margin:5px;font-size:80%;"><img alt="Forex" src="http://farm4.static.flickr.com/3313/3656226363_c1b20e6b32_m.jpg" width="160"/><br /> by <a  href="http://www.flickr.com/photos/33335833@N04/3656226363">Trading Rich Mom</a></div>
<p><strong><i>Question by Joseph Jeyaseelan</i>: I am 49 years old Indian and trade forex for a living. I am based in Dubai. How can I migrate to Malaysia?</strong><br />
I am 49 year old Indian and trade forex for a living. Under what category, i will be eligible for migration to Malaysia. I have a son and daughter, who are in college in Dubai. My wife is a homemaker. We all would like to migrate to Malaysia. Can someone advise us.</p>
<p><a  href="http://401fund.com/2010/09/forex/qa-i-am-49-years-old-indian-and-trade-forex-for-a-living-i-am-based-in-dubai-how-can-i-migrate-to-malaysia-2.html" class="more-link">Read more on Q&#38;A: I am 49 years old Indian and trade forex for a living. I am based in Dubai. How can I migrate to Malaysia?&#8230;</a></p>
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<div style="font-size:0px;height:0px;line-height:0px;margin:0;padding:0;clear:both"></div>]]></description>
			<content:encoded><![CDATA[<div style="float:left;margin:5px;font-size:80%;"><img alt="Forex" src="http://farm4.static.flickr.com/3313/3656226363_c1b20e6b32_m.jpg" width="160"/><br/> by <a  href="http://www.flickr.com/photos/33335833@N04/3656226363">Trading Rich Mom</a></div>
<p><strong><i>Question by Joseph Jeyaseelan</i>: I am 49 years old Indian and trade forex for a living. I am based in Dubai. How can I migrate to Malaysia?</strong><br />
I am 49 year old Indian and trade forex for a living. Under what category, i will be eligible for migration to Malaysia. I have a son and daughter, who are in college in Dubai. My wife is a homemaker. We all would like to migrate to Malaysia. Can someone advise us.</p>
<p><strong>Best answer:</strong></p>
<p><i>Answer by allen w</i><br/>you can go here for the applications for visa and fees, etc..</p>
<p><a  href="http://www.imi.gov.my/eng/perkhidmatan/im_HapusVisa.asp">www.imi.gov.my/eng/perkhidmatan/im_HapusVisa.asp</a><br />
<a  href="http://www.traveldocs.com/my/">www.traveldocs.com/my/</a><br />
projectvisa.com/countryinfo.asp?countrycode=my<br />
<a  href="http://www.learn4good.com/travel/malaysia_visa.htm">www.learn4good.com/travel/malaysia_visa.htm</a></p>
<p><strong>Add your own answer in the comments!</strong></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
	
	</item>
		<item>
		<title>Q&amp;A: I am 49 years old Indian and trade forex for a living. I am based in Dubai. How can I migrate to Malaysia?</title>
		<link>http://401fund.com/2010/09/forex/qa-i-am-49-years-old-indian-and-trade-forex-for-a-living-i-am-based-in-dubai-how-can-i-migrate-to-malaysia.html</link>
		<comments>http://401fund.com/2010/09/forex/qa-i-am-49-years-old-indian-and-trade-forex-for-a-living-i-am-based-in-dubai-how-can-i-migrate-to-malaysia.html#comments</comments>
		<pubDate>Mon, 06 Sep 2010 17:00:56 +0000</pubDate>
		<dc:creator>401fund</dc:creator>
				<category><![CDATA[Forex]]></category>
		<category><![CDATA[based]]></category>
		<category><![CDATA[Dubai]]></category>
		<category><![CDATA[Indian]]></category>
		<category><![CDATA[Living]]></category>
		<category><![CDATA[Malaysia]]></category>
		<category><![CDATA[migrate]]></category>
		<category><![CDATA[Trade]]></category>
		<category><![CDATA[Year's]]></category>

		<guid isPermaLink="false">http://401fund.com/2010/09/forex/qa-i-am-49-years-old-indian-and-trade-forex-for-a-living-i-am-based-in-dubai-how-can-i-migrate-to-malaysia.html</guid>
		<description><![CDATA[<div style="float:left;margin:5px;font-size:80%;"><img alt="Forex" src="http://farm3.static.flickr.com/2631/4094494217_d10d03fe70_m.jpg" width="160"/><br /> by <a  href="http://www.flickr.com/photos/33335833@N04/4094494217">Trading Rich Mom</a></div>
<p><strong><i>Question by Joseph Jeyaseelan</i>: I am 49 years old Indian and trade forex for a living. I am based in Dubai. How can I migrate to Malaysia?</strong><br />
I am 49 year old Indian and trade forex for a living. Under what category, i will be eligible for migration to Malaysia. I have a son and daughter, who are in college in Dubai. My wife is a homemaker. We all would like to migrate to Malaysia. Can someone advise us.</p>
<p><a  href="http://401fund.com/2010/09/forex/qa-i-am-49-years-old-indian-and-trade-forex-for-a-living-i-am-based-in-dubai-how-can-i-migrate-to-malaysia.html" class="more-link">Read more on Q&#38;A: I am 49 years old Indian and trade forex for a living. I am based in Dubai. How can I migrate to Malaysia?&#8230;</a></p>
]]></description>
			<content:encoded><![CDATA[<div style="float:left;margin:5px;font-size:80%;"><img alt="Forex" src="http://farm3.static.flickr.com/2631/4094494217_d10d03fe70_m.jpg" width="160"/><br/> by <a  href="http://www.flickr.com/photos/33335833@N04/4094494217">Trading Rich Mom</a></div>
<p><strong><i>Question by Joseph Jeyaseelan</i>: I am 49 years old Indian and trade forex for a living. I am based in Dubai. How can I migrate to Malaysia?</strong><br />
I am 49 year old Indian and trade forex for a living. Under what category, i will be eligible for migration to Malaysia. I have a son and daughter, who are in college in Dubai. My wife is a homemaker. We all would like to migrate to Malaysia. Can someone advise us.</p>
<p><strong>Best answer:</strong></p>
<p><i>Answer by Javed Iqbal</i><br/>U can migrate to Malaysia under Malaysia 2nd Home Program and you will given a permanent residency status for a period of 10 years.<br />
for further info you may contact me using <a  href="mailto:javed_iqbal@rocketmail.com">javed_iqbal@rocketmail.com</a></p>
<p><strong>What do you think? Answer below!</strong></p>
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		<slash:comments>1</slash:comments>
	
	</item>
		<item>
		<title>Do you think anyone can earn living from forex trading?</title>
		<link>http://401fund.com/2010/09/forex/do-you-think-anyone-can-earn-living-from-forex-trading.html</link>
		<comments>http://401fund.com/2010/09/forex/do-you-think-anyone-can-earn-living-from-forex-trading.html#comments</comments>
		<pubDate>Mon, 06 Sep 2010 02:00:16 +0000</pubDate>
		<dc:creator>401fund</dc:creator>
				<category><![CDATA[Forex]]></category>
		<category><![CDATA[anyone]]></category>
		<category><![CDATA[earn]]></category>
		<category><![CDATA[from]]></category>
		<category><![CDATA[Living]]></category>
		<category><![CDATA[think]]></category>
		<category><![CDATA[Trading]]></category>

		<guid isPermaLink="false">http://401fund.com/2010/09/forex/do-you-think-anyone-can-earn-living-from-forex-trading.html</guid>
		<description><![CDATA[<div style="float:left;margin:5px;font-size:80%;"><img alt="Forex" src="http://farm2.static.flickr.com/1222/1196073825_8483af5739_m.jpg" width="160"/><br /> by <a  href="http://www.flickr.com/photos/50169083@N00/1196073825">The Dilly Lama</a></div>
<p>				<object width="425" height="355"><param name="movie" value="http://www.youtube.com/v/Sz8RxEfJUMQ?fs=1"></param><param name="allowFullScreen" value="true"></param>
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<p>Hey everyone, for this presentation I concentrate exclusively on the Yen. We have arrived at some critical levels for most of the Yen crosses, how we react around here is going to define much of our Yen trading for the week. Hope you enjoy the video and good luck today!! David Pegler<br />
<strong>Video Rating: 5 / 5</strong></p>
<p><strong><i>Question by CYWONG</i>: Do you think anyone can earn living from forex trading?</strong><br />
Forex is expanding very fast in this few years. A lot of tend to move from ordinary investment to forex trading. Someone claim that forex trading is the most earnable trading and most liquid investment on earth. I am not sure about it but what i know is I still did not heard any success story from anyone about forex trading.</p>
<p><a  href="http://401fund.com/2010/09/forex/do-you-think-anyone-can-earn-living-from-forex-trading.html" class="more-link">Read more on Do you think anyone can earn living from forex trading?&#8230;</a></p>
]]></description>
			<content:encoded><![CDATA[<div style="float:left;margin:5px;font-size:80%;"><img alt="Forex" src="http://farm2.static.flickr.com/1222/1196073825_8483af5739_m.jpg" width="160"/><br/> by <a  href="http://www.flickr.com/photos/50169083@N00/1196073825">The Dilly Lama</a></div>
<p>				<object width="425" height="355"><param name="movie" value="http://www.youtube.com/v/Sz8RxEfJUMQ?fs=1"></param><param name="allowFullScreen" value="true"></param>
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<p>Hey everyone, for this presentation I concentrate exclusively on the Yen. We have arrived at some critical levels for most of the Yen crosses, how we react around here is going to define much of our Yen trading for the week. Hope you enjoy the video and good luck today!! David Pegler<br />
<strong>Video Rating: 5 / 5</strong></p>
<p><strong><i>Question by CYWONG</i>: Do you think anyone can earn living from forex trading?</strong><br />
Forex is expanding very fast in this few years. A lot of tend to move from ordinary investment to forex trading. Someone claim that forex trading is the most earnable trading and most liquid investment on earth. I am not sure about it but what i know is I still did not heard any success story from anyone about forex trading.</p>
<p><strong>Best answer:</strong></p>
<p><i>Answer by gameboyxp20</i><br/>The Forex isn&#039;t really expanding or contracting. It just is.</p>
<p>In order for one currency to gain one loses.  I have heard of some people making a living trading the forex.  I would start part time.  </p>
<p>1) Read lots of books, articles, and websites on the subject. <a  href="http://www.iitm.com">http://www.iitm.com</a> will show you how.</p>
<p>2) Open a practice account under a fake name and a temportary email (so if you lose everything, you can start again).</p>
<p>3) Once you feel you are upto it, fund an account with  $ 1,000 &#8211; $ 3,000 (200K &#8211; 750K trading funds) and start trading. Have goals.</p>
<p>4) When you start making a lot of money work hard, overtime, to fund your account fully and then transition out of your job.</p>
<p>Find your financial freedom number, learn and plan, make sure you have what it takes, and then go for it.</p>
<p>Good Luck.</p>
<p><strong>Know better? Leave your own answer in the comments!</strong></p>
]]></content:encoded>
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		<slash:comments>2</slash:comments>
	
	</item>
		<item>
		<title>Can somebody make a living on forex market money?</title>
		<link>http://401fund.com/2010/09/forex/can-somebody-make-a-living-on-forex-market-money.html</link>
		<comments>http://401fund.com/2010/09/forex/can-somebody-make-a-living-on-forex-market-money.html#comments</comments>
		<pubDate>Mon, 06 Sep 2010 01:00:27 +0000</pubDate>
		<dc:creator>401fund</dc:creator>
				<category><![CDATA[Forex]]></category>
		<category><![CDATA[Living]]></category>
		<category><![CDATA[market]]></category>
		<category><![CDATA[MONEY]]></category>
		<category><![CDATA[Somebody]]></category>

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		<description><![CDATA[<p>				<object width="425" height="355"><param name="movie" value="http://www.youtube.com/v/COJUGNG0kKA?fs=1"></param><param name="allowFullScreen" value="true"></param>
				<embed src="http://www.youtube.com/v/COJUGNG0kKA?fs=1&#038;rel=0" type="application/x-shockwave-flash" width="425" height="355" allowfullscreen="true"></embed></object></p>
<p>Trade Multiple accounts with one click!! simple and neat user friendly interface!! get the most out of your trading day with this great piece of software. try it now and see for yourself log onto <a  href="http://www.cfd.tradeviewforex.com">www.cfd.tradeviewforex.com</a>
</p>
<p><strong><i>Question by patrick</i>: Can somebody make a living on forex market money?</strong><br />
I have been trading forex demo for about 8 mounth now and things are not bad.now want to go for real.and i want to become a sussfull trade want make a living out of it pls advise.</p>
<p><a  href="http://401fund.com/2010/09/forex/can-somebody-make-a-living-on-forex-market-money.html" class="more-link">Read more on Can somebody make a living on forex market money?&#8230;</a></p>
]]></description>
			<content:encoded><![CDATA[<p>				<object width="425" height="355"><param name="movie" value="http://www.youtube.com/v/COJUGNG0kKA?fs=1"></param><param name="allowFullScreen" value="true"></param>
				<embed src="http://www.youtube.com/v/COJUGNG0kKA?fs=1&#038;rel=0" type="application/x-shockwave-flash" width="425" height="355" allowfullscreen="true"></embed></object></p>
<p>Trade Multiple accounts with one click!! simple and neat user friendly interface!! get the most out of your trading day with this great piece of software. try it now and see for yourself log onto <a  href="http://www.cfd.tradeviewforex.com">www.cfd.tradeviewforex.com</a>
</p>
<p><strong><i>Question by patrick</i>: Can somebody make a living on forex market money?</strong><br />
I have been trading forex demo for about 8 mounth now and things are not bad.now want to go for real.and i want to become a sussfull trade want make a living out of it pls advise.</p>
<p><strong>Best answer:</strong></p>
<p><i>Answer by Ben O</i><br/>Maybe, but you need to have good risk management skills because successful strategies tend to become less useful over time.  </p>
<p>Sometimes people can make a living speculating for a year or two then lose all their capital in a short time.</p>
<p><strong>Add your own answer in the comments!</strong></p>
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		<title>Day Trading Forex possible to make a living?</title>
		<link>http://401fund.com/2010/09/forex/day-trading-forex-possible-to-make-a-living.html</link>
		<comments>http://401fund.com/2010/09/forex/day-trading-forex-possible-to-make-a-living.html#comments</comments>
		<pubDate>Sun, 05 Sep 2010 19:30:09 +0000</pubDate>
		<dc:creator>401fund</dc:creator>
				<category><![CDATA[Forex]]></category>
		<category><![CDATA[Living]]></category>
		<category><![CDATA[Possible]]></category>
		<category><![CDATA[Trading]]></category>

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<p>Download the free report at <a  href="http://www.bkforexadvisors.com">www.bkforexadvisors.com</a>
</p>
<p><strong><i>Question by Eric F</i>: Day Trading Forex possible to make a living?</strong><br />
Hey,</p>
<p>Are there people in the world who day trade forex for a living? I&#039;ve read so many articles bashing day trading as gambling and impossible to make money, but I also read some forex trader interview who just trade a few hours a day and make a good living. Is it true?<br />
Anyone has experience?</p>
<p><a  href="http://401fund.com/2010/09/forex/day-trading-forex-possible-to-make-a-living.html" class="more-link">Read more on Day Trading Forex possible to make a living?&#8230;</a></p>
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<p>Download the free report at <a  href="http://www.bkforexadvisors.com">www.bkforexadvisors.com</a>
</p>
<p><strong><i>Question by Eric F</i>: Day Trading Forex possible to make a living?</strong><br />
Hey,</p>
<p>Are there people in the world who day trade forex for a living? I&#039;ve read so many articles bashing day trading as gambling and impossible to make money, but I also read some forex trader interview who just trade a few hours a day and make a good living. Is it true?<br />
Anyone has experience?</p>
<p><strong>Best answer:</strong></p>
<p><i>Answer by muncie birder</i><br/>More possible to go broke.</p>
<p><strong>Add your own answer in the comments!</strong></p>
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		<title>Sydney Ranked 23rd in International Cost of Living Comparison</title>
		<link>http://401fund.com/2010/09/forex/sydney-ranked-23rd-in-international-cost-of-living-comparison.html</link>
		<comments>http://401fund.com/2010/09/forex/sydney-ranked-23rd-in-international-cost-of-living-comparison.html#comments</comments>
		<pubDate>Sun, 05 Sep 2010 08:31:23 +0000</pubDate>
		<dc:creator>401fund</dc:creator>
				<category><![CDATA[Forex]]></category>
		<category><![CDATA[23rd]]></category>
		<category><![CDATA[Comparison]]></category>
		<category><![CDATA[Cost]]></category>
		<category><![CDATA[International]]></category>
		<category><![CDATA[Living]]></category>
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		<category><![CDATA[Sydney]]></category>

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		<description><![CDATA[<div style="float:left;margin:5px;font-size:80%;"><img alt="USD" src="http://farm3.static.flickr.com/2804/4089631977_49bc5b0b69_m.jpg" width="160"/><br /> by <a  href="http://www.flickr.com/photos/50011818@N00/4089631977">Topeka &#038; Shawnee County Public Library</a></div>
<p><strong>Sydney Ranked 23rd in International Cost of Living Comparison</strong></p>
<p>Sydney is the 23rd most expensive city in the world for expatriates to live in according to the findings of an international cost of living comparison of 228 international locations, conducted by the international relocation calculator, Xpatulator.com. </p>
<p>&#13;</p>
<p><a  href="http://401fund.com/2010/09/forex/sydney-ranked-23rd-in-international-cost-of-living-comparison.html" class="more-link">Read more on Sydney Ranked 23rd in International Cost of Living Comparison&#8230;</a></p>
]]></description>
			<content:encoded><![CDATA[<div style="float:left;margin:5px;font-size:80%;"><img alt="USD" src="http://farm3.static.flickr.com/2804/4089631977_49bc5b0b69_m.jpg" width="160"/><br/> by <a  href="http://www.flickr.com/photos/50011818@N00/4089631977">Topeka &#038; Shawnee County Public Library</a></div>
<p><strong>Sydney Ranked 23rd in International Cost of Living Comparison</strong></p>
<p>Sydney is the 23rd most expensive city in the world for expatriates to live in according to the findings of an international cost of living comparison of 228 international locations, conducted by the international relocation calculator, Xpatulator.com. </p>
<p>&#13;</p>
<p>The Xpatulator.com international cost of living comparison uses the prices of goods and services that expatriates spend their salaries on in each location, and calculates cost of living indexes (COLI) for 13 different basket groups using New York as the base (i.e. New York is equal to 100).</p>
<p>&#13;</p>
<p>The most expensive city in the world for expatriates is London with an overall COLI of 126.6.  At the other end of the rankings, the least expensive city (for expatriates to live in) is Harare with an overall COLI of 16.4.  This means that on average, goods and services that cost an expatriate US0 in New York would cost US6.6 in London, compared to just US.4 in Harare, and US101.73 in Sydney.</p>
<p>&#13;</p>
<p>How Sydney Compares</p>
<p>&#13;</p>
<p>For each aspect of cost of living, Sydney is ranked by Xpatulator.com as follows (Out of 228 international locations, ranked from highest cost of living to lowest cost of living): </p>
<p>&#13;</p>
<p>•Alcohol &amp; Tobacco (Alcoholic Beverages and Tobacco Products): 29th</p>
<p>&#13;</p>
<p>•Clothing (Clothing and Footwear Products): 116th </p>
<p>&#13;</p>
<p>•Communication (Telephone, Internet, and Mobile Communication): 150th </p>
<p>&#13;</p>
<p>•Education (Creche, Primary, Secondary and Tertiary Fees): 13th </p>
<p>&#13;</p>
<p>•Furniture and Appliances (Furniture, Household Equipment and Household Appliances): 94th </p>
<p>&#13;</p>
<p>•Groceries (Food, Non-Alcoholic Beverages and Cleaning Material): 44th </p>
<p>&#13;</p>
<p>•Healthcare (General Healthcare, Medical and Medical Insurance): 11th </p>
<p>&#13;</p>
<p>•Household (Rent, Mortgage, Water, Electricity, Household Gas, Household Fuels, Local Rates and Residential Taxes): 33rd </p>
<p>&#13;</p>
<p>•Miscellaneous (Stationary, Linen, General Goods and Services): 112th </p>
<p>&#13;</p>
<p>•Personal Care (Personal Care Products and Services): 7th </p>
<p>&#13;</p>
<p>•Recreation &amp; Culture (Books, Cinema, DVD, Sports Goods etc): 29th </p>
<p>&#13;</p>
<p>•Restaurants Meals Out and Hotels: 24th </p>
<p>&#13;</p>
<p>•Transport (Public Transport, Vehicle Costs, Vehicle Fuel, Vehicle Insurance and Vehicle Maintenance): 41st </p>
<p>&#13;</p>
<p>Relative to other parts of the world Sydney is relatively expense for personal care products and services, however Sydney has relatively cheap telephone, internet, and mobile phone communication.</p>
<p>&#13;</p>
<p>Expatriate Pay Approaches</p>
<p>&#13;</p>
<p>Cost of living information is used by organisations to establish salary levels for expatriates undertaking international assignments.  How the cost of living information is used depends on the pay methodology adopted by the organisation.  There are 3 mainstream approaches to establishing salary levels for international assignments, the salary build-up approach, the salary purchasing power approach, and the cost of living allowance approach.</p>
<p>&#13;</p>
<p>Salary Build-Up Approach</p>
<p>&#13;</p>
<p>The build-up approach uses the expatriate’s home salary as the starting point and then builds up the salary package for an international assignment.  Typical elements added to the salary are for cost of living differences, hardship differences and exchange rate.  Hardship is the relative difference in the quality of living a person and their family are likely to experience.</p>
<p>&#13;</p>
<p>For example a person earning AUD0 000 in Sydney taking up an assignment in London would have the following build-up:</p>
<p>&#13;</p>
<p>Base Salary AUD0 000 X COLI X Hardship Premium X Exchange Rate = Assignment Package in UK Pounds.</p>
<p>&#13;</p>
<p>Using Xpatulator.com, a person earning AUD0 000 in Sydney, would earn an assignment package of UK Pounds £58 447.</p>
<p>&#13;</p>
<p>Salary Purchasing Power Approach</p>
<p>&#13;</p>
<p>The Salary purchasing power approach seeks to achieve parity between international locations.  What would be the equivalent of a salary in Sydney in other places in the world in terms of purchasing power?  We compared purchasing power by comparing salary levels adjusted for cost of living differences, and relative hardship using Xpatulator.com.  </p>
<p>&#13;</p>
<p>A salary of USD 000 in Sydney Australia is equivalent to:</p>
<p>&#13;</p>
<p>•USD 031 in Beijing</p>
<p>&#13;</p>
<p>•USD 578 in Dubai</p>
<p>&#13;</p>
<p>•USD 238 in London</p>
<p>&#13;</p>
<p>•USD 142 in New Delhi</p>
<p>&#13;</p>
<p>•USD 514 in Paris France</p>
<p>&#13;</p>
<p>This means that an organisation with a head office in Sydney, and international offices in each of the above locations would pay a position that is paid USD 000 in Sydney, USD 238 in London and USD 031 in Beijing in order to achieve the same salary purchasing power in each location.</p>
<p>&#13;</p>
<p>Cost of Living Allowance (COLA) Approach</p>
<p>&#13;</p>
<p>Organisations that make use of Cost of Living Allowances (COLA) use cost of living information to determine how much COLA to pay for international assignments.  A COLA is an allowance paid to an expatriate to ensure that they are compensated where the cost of living is higher than their home country.  Where the cost of living is lower, most organisations do not adjust the salary downwards, they would simply not pay a COLA in such cases.  Using the example of a person earning US 000 in Sydney sent on an international assignment to London, they would be paid a COLA as follows:</p>
<p>&#13;</p>
<p>USD 238 in London less USD 000 in Sydney = USD 238 COLA in London</p>
<p>&#13;</p>
<p>The COLA is paid in addition to the individual’s current salary, for the duration of the international assignment, and is typically reviewed on an annual basis, or when the COLI changes by more than 10%.</p>
<div>
<p>Steven McManus has been an Information and Reward Consultant to over 100 organisations for over a decade.  Steven runs the most comprehensive global relocation calculator available, an internet service that is used primarily to calculate expatriate salary levels for global assignments, which can be found at <a  href="http://www.xpatulator.com">http://www.xpatulator.com</a>. This site includes free location overviews, cost of living, and hardship rankings for 228 global cities.</p>
</div>
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		<title>Investing Toward A Fine Living</title>
		<link>http://401fund.com/2010/09/news/investing-toward-a-fine-living.html</link>
		<comments>http://401fund.com/2010/09/news/investing-toward-a-fine-living.html#comments</comments>
		<pubDate>Sat, 04 Sep 2010 15:00:53 +0000</pubDate>
		<dc:creator>401fund</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Fine]]></category>
		<category><![CDATA[Investing]]></category>
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		<description><![CDATA[<div style="float:left;margin:5px;font-size:80%;"><img alt="Investment" src="http://farm4.static.flickr.com/3225/3112333387_0e9767faac_m.jpg" width="160"/><br /> by <a  href="http://www.flickr.com/photos/7300793@N06/3112333387">\!/_PeacePlusOne</a></div>
<p><strong>Investing Toward A Fine Living</strong></p>
<p>When it comes to making investments or plotting out an investment strategy, many people feel as if they are in a rowboat holding only one oar and stuck in the middle of an ocean. Spinning in circles without a direction is not a good place to be. But without a solid investment strategy in place, it could happen. The first step toward reaching the shores of your Financial Freedom Island is to know how you are going to get there. Developing a diversified investment plan is a great way to achieve your financial goals. Investing in mutual funds offers the opportunity to achieve specific goals and to tidily manage your portfolio.</p>
<p>&#13;<br />
If you are looking for an easy way to diversify your investment strategy without diving directly into the deep end of the financial know how pool, mutual funds are definitely an option worth investigating. A mutual fund is a pool of individuals money that is invested to satisfy the investment objectives of the group by the funds portfolio manager. Mutual funds are diverse, meaning that mutual funds are generally comprised of securities from a number of sources, such as stocks, bonds, and cash investments. The diversification of the monies makes it less likely that losses from one company or industry will have a significant negative impact to a mutual funds overall performance. There are noteworthy advantages to investing in mutual funds.</p>
<p>&#13;<br />
Portfolio managers or Investment advisers professionally manage mutual funds on a full time basis. It is their job to stay abreast with all factors that affect the marketplace. Private investors would have to devote substantial time to achieve similarly effective management. Mutual funds come in a wide variety of available options. Investors can choose mutual funds with very low risks regarding their principal investment. Conversely, investors may opt to take greater risks with their investments in pursuit of higher returns. Investing in mutual funds allows investors to maintain conservative, moderate, or aggressive portfolios or all three.</p>
<p>&#13;<br />
Mutual funds also offer a great amount of convenience to investors. Mutual funds are easy to buy or sell; easy to transfer from one fund to another; and you can set up automatic investments to a mutual fund account directly from your bank account. Most companies that manage mutual funds offer extensive record keeping services so investors can easily track their funds performance. Determining your specific needs is the first step in selecting which type of mutual fund would best suits your investment needs. People generally invest in mutual funds for either long term growth, high current income, or to maintain stability of their investment.</p>
<p>&#13;<br />
Keep in mind that mutual funds are not guaranteed or insured by the FDIC or any other government agency. So, it is vital that you make a well informed decision before committing to a purchase.</p>
<div></div>
<p><a  href="http://401fund.com/2010/09/news/investing-toward-a-fine-living.html" class="more-link">Read more on Investing Toward A Fine Living&#8230;</a></p>
]]></description>
			<content:encoded><![CDATA[<div style="float:left;margin:5px;font-size:80%;"><img alt="Investment" src="http://farm4.static.flickr.com/3225/3112333387_0e9767faac_m.jpg" width="160"/><br/> by <a  href="http://www.flickr.com/photos/7300793@N06/3112333387">\!/_PeacePlusOne</a></div>
<p><strong>Investing Toward A Fine Living</strong></p>
<p>When it comes to making investments or plotting out an investment strategy, many people feel as if they are in a rowboat holding only one oar and stuck in the middle of an ocean. Spinning in circles without a direction is not a good place to be. But without a solid investment strategy in place, it could happen. The first step toward reaching the shores of your Financial Freedom Island is to know how you are going to get there. Developing a diversified investment plan is a great way to achieve your financial goals. Investing in mutual funds offers the opportunity to achieve specific goals and to tidily manage your portfolio.</p>
<p>&#13;<br />
If you are looking for an easy way to diversify your investment strategy without diving directly into the deep end of the financial know how pool, mutual funds are definitely an option worth investigating. A mutual fund is a pool of individuals money that is invested to satisfy the investment objectives of the group by the funds portfolio manager. Mutual funds are diverse, meaning that mutual funds are generally comprised of securities from a number of sources, such as stocks, bonds, and cash investments. The diversification of the monies makes it less likely that losses from one company or industry will have a significant negative impact to a mutual funds overall performance. There are noteworthy advantages to investing in mutual funds.</p>
<p>&#13;<br />
Portfolio managers or Investment advisers professionally manage mutual funds on a full time basis. It is their job to stay abreast with all factors that affect the marketplace. Private investors would have to devote substantial time to achieve similarly effective management. Mutual funds come in a wide variety of available options. Investors can choose mutual funds with very low risks regarding their principal investment. Conversely, investors may opt to take greater risks with their investments in pursuit of higher returns. Investing in mutual funds allows investors to maintain conservative, moderate, or aggressive portfolios or all three.</p>
<p>&#13;<br />
Mutual funds also offer a great amount of convenience to investors. Mutual funds are easy to buy or sell; easy to transfer from one fund to another; and you can set up automatic investments to a mutual fund account directly from your bank account. Most companies that manage mutual funds offer extensive record keeping services so investors can easily track their funds performance. Determining your specific needs is the first step in selecting which type of mutual fund would best suits your investment needs. People generally invest in mutual funds for either long term growth, high current income, or to maintain stability of their investment.</p>
<p>&#13;<br />
Keep in mind that mutual funds are not guaranteed or insured by the FDIC or any other government agency. So, it is vital that you make a well informed decision before committing to a purchase.</p>
<div>
<p>For more information on investing to build your <a  rel="nofollow" onclick="javascript:_gaq.push(['_trackPageview', '/outgoing/article_exit_link']);" href="http://www.justluxe.com">fine living</a> lifestyle, please visit our website.</p>
</div>
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		<title>(Old question reworded) What would my standard of living be on $2500 USD a month in Copacabana?</title>
		<link>http://401fund.com/2010/09/forex/old-question-reworded-what-would-my-standard-of-living-be-on-2500-usd-a-month-in-copacabana.html</link>
		<comments>http://401fund.com/2010/09/forex/old-question-reworded-what-would-my-standard-of-living-be-on-2500-usd-a-month-in-copacabana.html#comments</comments>
		<pubDate>Fri, 03 Sep 2010 22:00:14 +0000</pubDate>
		<dc:creator>401fund</dc:creator>
				<category><![CDATA[Forex]]></category>
		<category><![CDATA[2500]]></category>
		<category><![CDATA[Copacabana]]></category>
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				<embed src="http://www.youtube.com/v/BqAX-ooVufA?fs=1&#038;rel=0" type="application/x-shockwave-flash" width="425" height="355" allowfullscreen="true"></embed></object></p>
<p>Time spent 1.5 hours /cost .00 USD You can do it your self and save money. On a dealer shop the labor will cost between  to 0 Thanks for watching.<br />
<strong>Video Rating: 4 / 5</strong></p>
<p><strong><i>Question by scottyk5</i>: (Old question reworded) What would my standard of living be on 00 USD a month in Copacabana?</strong><br />
Would i be able to have an apartment near the beach, eat out a few nights a week and be able to enjoy the nightlife pretty often? Thanks for the answers! </p>
<p><a  href="http://401fund.com/2010/09/forex/old-question-reworded-what-would-my-standard-of-living-be-on-2500-usd-a-month-in-copacabana.html" class="more-link">Read more on (Old question reworded) What would my standard of living be on $2500 USD a month in Copacabana?&#8230;</a></p>
]]></description>
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				<embed src="http://www.youtube.com/v/BqAX-ooVufA?fs=1&#038;rel=0" type="application/x-shockwave-flash" width="425" height="355" allowfullscreen="true"></embed></object></p>
<p>Time spent 1.5 hours /cost .00 USD You can do it your self and save money. On a dealer shop the labor will cost between  to 0 Thanks for watching.<br />
<strong>Video Rating: 4 / 5</strong></p>
<p><strong><i>Question by scottyk5</i>: (Old question reworded) What would my standard of living be on 00 USD a month in Copacabana?</strong><br />
Would i be able to have an apartment near the beach, eat out a few nights a week and be able to enjoy the nightlife pretty often? Thanks for the answers! </p>
<p><strong>Best answer:</strong></p>
<p><i>Answer by traveler</i><br/>Quite different from your old question.  US$ 2500/month is manageable.  The largest expense is the apartment which if you stay the formerly mentioned  6 months would be about $ 1000/month for 6-month lease.  The remaining $ 1500/month would provide food and nightlife.  Food is fairly cheap if you go to the buffets that charge by the kilo.  With an apartment, you can always eat in/cook some meals and stock the refrigerator with beer/drinks.  </p>
<p><strong>Give your answer to this question below!</strong></p>
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		<title>Should I buy a house? Or use my loan for apartment living in college?</title>
		<link>http://401fund.com/2010/08/loans/should-i-buy-a-house-or-use-my-loan-for-apartment-living-in-college.html</link>
		<comments>http://401fund.com/2010/08/loans/should-i-buy-a-house-or-use-my-loan-for-apartment-living-in-college.html#comments</comments>
		<pubDate>Tue, 31 Aug 2010 10:30:24 +0000</pubDate>
		<dc:creator>401fund</dc:creator>
				<category><![CDATA[Loans]]></category>
		<category><![CDATA[Apartment]]></category>
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		<category><![CDATA[Buy A House]]></category>
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		<category><![CDATA[Getting A Mortgage]]></category>
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		<description><![CDATA[<p><strong><i>Question by lawrence</i>: Should I buy a house? Or use my loan for apartment living in college?</strong><br />
I live in a small, nice, convenient apartment but need a $ 7,500 loan to pay semester rent. No utilities.</p>
<p><a  href="http://401fund.com/2010/08/loans/should-i-buy-a-house-or-use-my-loan-for-apartment-living-in-college.html" class="more-link">Read more on Should I buy a house? Or use my loan for apartment living in college?&#8230;</a></p>
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			<content:encoded><![CDATA[<p><strong><i>Question by lawrence</i>: Should I buy a house? Or use my loan for apartment living in college?</strong><br />
I live in a small, nice, convenient apartment but need a $ 7,500 loan to pay semester rent. No utilities.</p>
<p>I don&#039;t want a job cause I am graduating in May, but have no debt, no prior student loans.</p>
<p>Now, with the $ 7,500 loan, should I pay for the rent, should I buy or rent (with option to buy) a house, or last, should I make some kind of other investment with the money that will generate more money.</p>
<p>I really need some advice on the situation because I would like to take on an entrenprenural endeavor but I also want to see the money work for me since it is my first and only loan or debt?.!?!?!?!</p>
<p><strong>Best answer:</strong></p>
<p><i>Answer by Bob D</i><br/>You will have a very difficult time getting a mortgage because you do not have any income. And if this is your first loan or line of credit, your credit score will be low so you really wont get a loan. Put it into a set of certificate of deposits. Esp with a 6 month type duration and spread the money over sx months. That way you will have a reserve that comes due each month. You might want to try to get a credit card (secured if need be) so you can start est credit lines and score</p>
<p><strong>Add your own answer in the comments!</strong></p>
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