Attorney General Coakley Sues Banks Over Foreclosures: McGeough Lamacchia Realty Issues Response

January 12th, 2012 by Bank Loan | No Comments | Filed in Bank

Waltham, MA (PRWEB) December 03, 2011

McGeough Lamacchia Realty, the #1 Listing Agency in Massachusetts, issued the following statement in response to the lawsuit brought against five major banks by Massachusetts Attorney General Martha Coakley for alleged illegal foreclosures and loan servicing practices:

Weve been saying this for years. Loan modifications have been the biggest creator of false hope by banks and the government since this foreclosure crisis began, says John McGeough co-broker/owner of McGeough Lamacchia Realty.

Coakley announced Thursday she is suing five national banks, Bank of America, Wells Fargo, JP Morgan Chase, Citi, and Ally Financial (formerly GMAC), as well as Mortgage Electronic Registration System, Inc. (MERS) and its parent, MERSCORP Inc., in connection with their roles in allegedly pursuing illegal foreclosures on properties in Massachusetts as well as deceptive loan servicing including loan modifications. (Commonwealth of Massachusetts v. Bank of America N.A., 11-4363, Suffolk County Superior Court, Boston).

“The single most important thing we can do to return to a healthy economy is to address this foreclosure crisis,” Coakley said in a statement Thursday.

Among other claims, Coakley alleges each of the Bank Defendants deceived Massachusetts borrowers about loan modification requirements resulting in increased and unnecessary defaults.

For instance, the lawsuit alleges the Bank Defendants deceived Massachusetts borrowers by informing them they must be over 60 days delinquent to get a loan modification, when the truth is that delinquency is not always required. In fact, if default is imminent, borrowers are supposed to be considered. Borrowers who otherwise may qualify for a loan modification were being improperly denied or dissuaded from applying.(1)

I applaud the Massachusetts Attorney General for including these loan modification practices in their suit. We have seen hundreds of homeowners over the last three years stop paying their mortgage because they were told they had to be late in order to be considered for a loan modification. Then after waiting months, the loan modification was denied. By this time, they are at least six months behind with no possibility of catching up, says Anthony Lamacchia, co-broker/owner of McGeough Lamacchia Realty.

Trial modifications were found to be deceptive as well. Prior to June 2010, Bank of America converted only approximately 30% of trial modifications to permanent modifications. Wells Fargo reported a similar conversion rate for the time period, while Citi and Chase hovered at approximately 40%.Borrowers were strung along in trial modifications for nine months or longer, subjecting them to plummeting credit scores and mounting delinquency amounts.(1)

The Bank Defendants’ modification efforts have been so poor that, for the first quarter of 2011, the United States Treasury Department withheld payment of the HAMP (Home Affordable Modification Program) Servicer Incentives to Bank of America, Chase, and Wells Fargo, noting they were in “need of substantial improvement.” (1)

They have also been accused of writing loans and modifications they knew their clients could not afford and foreclosing on properties where they were not the mortgage creditor.(1)

We have been saying all along that distressed homeowners want the truth more than anything. If they do not qualify for a long term loan modification they deserve to know and to know quickly so they have enough time to explore other foreclosure alternatives such as short sales which provide a graceful exit from a home if they are underwater and can no longer afford their home, stated Lamacchia.

For more information about the lawsuit, visit the New England Short Sale Blog

1.Commonwealth of Massachusetts v. Bank of America N.A., 11-4363, Suffolk County Superior Court (Boston).

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Invest Wisely with Suntrust Home Foreclosures

December 13th, 2011 by Bank Loan | No Comments | Filed in Bank

Invest Wisely with Suntrust Home Foreclosures

Suntrust home foreclosures are the result of home owners defaulting on their Suntrust home mortgages. After successively failing to meet their monthly mortgage obligations, home owners receive a notice of foreclosure and eventually give up their homes if they fail to pay. Suntrust then offers these foreclosed properties to the market through a bank auction. If any property offered through auction fails to sell they become real estate owned or REO properties and are sold as such.

Why You Would Want to Buy Bank Foreclosures from Suntrust

REO homes such as Suntrust home foreclosures are sold at discounts of up to 40 or 50 percent lower than their actual market value. They are ideal for first time home buyers who are on a budget as well as real estate firms wanting to boost their property portfolio. These foreclosures follow the rules of all other REO sale where buyers can transact with the bank-appointed real estate broker or agent.

Apart from Suntrust’s respectable reputation in the banking industry, a large share of the bank’s operations are in selling bank foreclosures since they also have a robust mortgage business that provides housing loans to home buyers.

The bank is likewise involved in projects that help increase home ownership such as special terms in their mortgage packages.

Anyone planning to own Suntrust home foreclosures should be able to put up a mortgage financing or be pre-approved for a home loan. It is best to ensure that buyers maintain a good credit score and have a steady source of income to be able to be pre-qualified for a home loan. Your bank or any other financial institution offering home financing can certify you for a loan.

This certification will indicate just how much you can borrow and at what terms. This will give you an idea of the type of property you can purchase.

Listing of Suntrust home foreclosures can be found on the bank’s web site and in all other online foreclosure listings. Each listing will come with relevant details on the property particularly the agent or broker selling it. When you make your offer for a foreclosed property the bank will either accept it or present a counter-offer. This is to show stockholders that efforts are being exerted to get the highest price for a bank foreclosure.

Joseph B. Smith has been educating buyers on the finer points of Suntrust home foreclosures at BankForeclosuresSale.com for over ten years. Contact Joseph B. Smith through BankForeclosuresSale.com if you need help finding information about Suntrust home foreclosures.

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5 Tips on Buying Home Foreclosures for Real Estate Rookies

September 28th, 2011 by Bank Loan | No Comments | Filed in Loans

Pensacola, FL (PRWEB) March 23, 2010

According to Cherylyn Stopler Real Estate, January brought a ray of hope for many U.S. homeowners when home foreclosures dropped by 10 percent compared to December 2009. However, that?s still 15 percent higher than January of the previous year ? and Florida remains one of the leading states for home foreclosures.

That means for first-time home buyers and aspiring real estate investors there are still many opportunities to purchase home foreclosures at incredible prices. However, there are many pitfalls first-time buyers need to be aware of when navigating the home foreclosures market.

1. Find a Realtor who specializes in foreclosures. Real estate agents experienced at selling foreclosed and short sale properties, and who work with a variety of banks and mortgage companies who have real estate owned (REO) properties, are an excellent resource for getting the right foreclosure for the right buyer at the best price.

2. Do a title search. If you plan to go it alone, make sure you do your due diligence. A title search will reveal any liens against your prospective foreclosure, such as if a second mortgage was taken out against it or whether other debtors are lying in wait. If you use a Realtor, make sure they?ve also done this groundwork for you.

3. Seek the assistance of a real estate auctioneer. These open-cry auctions (meaning you shout out your bids) are proven methods of buying real estate. Foreclosed properties sold at auction are routinely offered by banks or mortgage companies after the foreclosure process is complete. An experienced licensed auctioneer, can help a first-time homebuyer, an experienced homeowner, or an investor make sense of the real estate auction process and gain a significant advantage in the realty market.

4. Have a renovation fund ready. In many cases, foreclosed homes may not be in the best condition. Sometimes it?s due to owners not being able to afford to maintain the home; or, at the worse, disgruntled home owners may damage the property before they?re forced to leave. If you?re planning on buying home foreclosures, you should have enough funds in reserve to tackle any necessary repairs or upgrades.

5. Know your market. The bank?s asking prices for a foreclosed home isn?t always final. There can be room for negotiation. Compare what similar home foreclosures in your desired neighborhood are selling for and set your bid accordingly. Remember, however, that competition for home foreclosures is stiff, so make your best possible offer or that sweet real estate deal may slip away.

About Cherylyn Stopler

Cherylyn Stopler has been a million/multimillion dollar Pensacola real estate professional for 24 years, using her expertise to assist individuals and families to purchase or sell homes, and to invest in Pensacola foreclosures, residential properties, and commercial properties. Her professional designations include Broker-Associate, Accredited Buyers Representative (ABR), Certified Residential Specialist (CRS) and licensed Auctioneer.

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Foreclosures In Suntrust: A Better Option For Bank Foreclosures

June 30th, 2011 by Bank Loan | No Comments | Filed in Bank

Foreclosures In Suntrust: A Better Option For Bank Foreclosures

As far as bank-owned homes go, foreclosures in Suntrust are sure to meet the requirements of every kind of buyer. It offers instant equity and can be purchased with light financing terms. Buyers can choose from family homes to townhouses and apartments to condos.

Since all foreclosures in Suntrust are pre-owned homes, some repairs will definitely be in order. On the other hand buyers gain great savings from these properties since the company will basically endeavor to recover only the unpaid portion of the mortgage plus a little more to cover their losses. If you are in the real estate business and are looking for ways to turn a quick profit, these homes are what you want.

Investors purchase these homes at low prices, effect the needed repairs and resell them at a value nearer to their real market price. The homes come to the market free of any mortgage debt or any other encumbrances. Their value will have already been appraised, plus they come with a basic pest certification. There is also the extra perk of dealing with a solid financial institution that ensures a secure transaction.

Leads on Suntrust Foreclosures

Foreclosures in Suntrust are offered through realtors and online foreclosure listings sites. You may also seek them out from Suntrust directly. When selecting a property, make sure you are able to conduct a home inspector or at least stipulate a clause stating that the purchase is contingent upon the results of the inspection. Steer clear of homes with pronounced structural damages like busted electrical or water lines and termite-infested foundations. Some of the points of negotiation include the purchase price, the down payment, the rate of interest of the loan and the terms of payment. Some buyers hire a licensed real estate broker or agent to point them to the right direction in terms of finding a property to purchase.

Joseph B. Smith has been educating buyers on the finer points of foreclosures in Suntrust at BankForeclosuresSale.com for over ten years. Contact Joseph B. Smith through BankForeclosuresSale.com if you need help finding information about foreclosures in Suntrust.

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Homeowner Class Action Filed Against Bank of America, Challenging Ownership of Homes Obtained Through Improper Mortgage Foreclosures, Case No. 8-11-CV-000107

April 14th, 2011 by Bank Loan | No Comments | Filed in Bank

Homeowner Class Action Filed Against Bank of America, Challenging Ownership of Homes Obtained Through Improper Mortgage Foreclosures, Case No. 8-11-CV-000107










Tampa, FL (PRWEB) January 19, 2011

Teresa O’Neal and Marco Delgado, through the law firm of Forizs & Dogali, P.A., have filed a statewide class action against Bank of America alleging improper action during mortgage foreclosures.

This case is different from other similar lawsuits because it focuses on Bank of America’s current ownership of the foreclosed property. The Plaintiff group includes only borrowers who were improperly foreclosed out of homes which are now, after foreclosure sales, owned by Bank of America. The complaint seeks to restore the borrowers’ rights in their homes, and seeks to establish that Bank of America’s claim of ownership can be invalidated. The number of Florida homes which Bank of America now owns after improper foreclosures is unknown, but the Plaintiffs estimate the number in the thousands.

The Plaintiffs allege the improper foreclosure practices by which Bank of America obtained ownership of the properties includes false and forged affidavits, certificates of service, and other documents. They also allege that the documents systematically contained inaccurate facts, or were signed by persons who lacked required knowledge, or were forged. The Plaintiffs propose that all prior foreclosure sales which were based upon such documents are subject to being invalidated by the borrowers.

In addition to seeking a declaration regarding the invalidity of prior foreclosure sales through which Bank of America took ownership of their homes, Ms. O’Neal and Mr. Delgado allege that Bank of America violated Florida’s racketeering laws, and that Bank of America’s use of the court system to deprive them of their homes was in violation of their civil rights, and that Bank of America’s conduct violated the federal Fair Debt Collection Practices Act. The Plaintiffs’ damages are alleged to exceed $ 5 million.

The class action has been filed in the United States District Court, Middle District of Florida, in Tampa, Florida. The law firms of Forizs and Dogali, P.A. and Redding & Associates, P.A. represent Ms. O’Neal and Mr. Delgado in this class action. For any questions, please contact attorney Lee Atkinson at (813) 289-0700.

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The Things to Do to Acquire Bank of America Foreclosures

October 11th, 2010 by Bank Loan | No Comments | Filed in Bank

The Things to Do to Acquire Bank of America Foreclosures

Bank of America foreclosures are also called Real Estate Owned properties meaning the real estate is owned by the loan originator or the lender. Like most banks, Bank of America sells the properties they foreclosed on at auctions to recoup their losses caused by the unpaid mortgage. Not all bank foreclosures sell at auctions, in fact a lot of them do not. When this happens, the property goes back to the bank and is considered a non-performing asset where they get offered to the general market through brokers and agents at a significantly lower price.

The information on Bank of America foreclosures is free through the bank’s web site. There are also independent listing sites that offer Bank of America foreclosures. Searching through a foreclosure listings service that charges a small fee can be quite educational as these sites do not only have a list of foreclosures, they also offer a wealth of information about all things foreclosures.

Once you have found the property you want, find out who handles the negotiations for the bank. This is usually a certified broker. You may need to enlist the help of a real estate agent to negotiate for you. You should also ensure you have the ability to pay off your mortgage. The bank will only consider your offer once you have been pre-qualified for a home loan by a lending institution.

Advantages of Bank of America Foreclosures

Purchasing Bank of America foreclosures can have various perks. The bank usually offers various value added products and services to home buyers to sweeten the deal. Apart from a significant discount on the price of the home, the bank will also provide a title insurance and a minimum level of pest certification. They are also open to negotiating the down payment and the mortgage terms. Moving into the bank foreclosed property you will purchase is also simple and stress-free as the bank will handle the eviction of the home’s former occupants.

Joseph B. Smith has been educating buyers on the finer points of Bank of America foreclosures at BankForeclosuresSale.com for over ten years. Contact Joseph B. Smith through BankForeclosuresSale.com if you need help finding information about Bank of America foreclosures.


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Bank Foreclosures, Inventories on the Rise Into 2007

September 30th, 2010 by Bank Loan | No Comments | Filed in Bank
Bank
by wallyg

Bank Foreclosures, Inventories on the Rise Into 2007

Foreclosures filings continue at recent record levels in States already recording the highest levels in years. Nationally, the foreclosure rate at the end of April 2007, of one for every 783 households was slightly down on March 2007 (one for every 775) and 38% ahead of April 2006 at 1 for every 1268 households as reported this week by ForeclosureDatabank.com an online foreclosures listing service.

In previous years investors have noted a trend toward lower filings in the second quarter. Any dip noted in the coming month will hardly obscure the rate of increase year to date nationwide over the same period in 2006, around.62%. Foreclosure filings in most States remain well above last year’s levels and are expected to do so for much of 2007.

The indicator rate per household in foreclosure activity is used to highlight the trend in a market which is of increasing interest to both investors, hoping to maximise ROI without inefficient use of capital, and home buyers continuing searching in their neighbourhood of choice or near by for extra value for their available funds.

Before we all get hooked on the hyperbole which flows in the media following the publishing of such robust percentages, lets remind ourselves that foreclosures filings absolute numbers in states other than the top ten are actually quite small, and in the special opportunity market of bank foreclosures, small indeed.

Bank foreclosures are in the last of three main stages in the foreclosure process, and are lumped in with REO numbers and statistics in readily available data, you can see why when in most cases numbers per metro or county are low.

Compare these REO foreclosures rates and numbers in April with those from the States with existing track records of high foreclosures filings over the last two years;

• In April 2007 California had 2,000 REO filings, compares with 177 in April 2006 out of a total of 30,505 foreclosures filed in the state, which in turn represented 21% of the national total of 147,708 for the month.

• Ohio listed Reo filings of 3,545, compared with 2,424 in April 2006, and out of a total of 11,431 in filings for the month, nearly 8% of the national total.

• Texas recorded 3,375 REO filings compared with 3,371 same period last year, out of a total of 11,424 or 7.7%

• Georgia reported 1,899 (1,354 4/2006) from a total 7,151 or just under 5% of the national total.

After these the April 2007 numbers fall to 1,606 for Michigan, 1002 for Colorado, 858 for Tennessee, 806 for Indiana and 757 for North Carolina

Florida, Illinois, Arizona are all in the range under 660.

REO is the institutional name for Real Estate Owned property, realty that lenders have had to repossess because of mortgage delinquencies. Not all REO’s are bank foreclosures but by definition all bank foreclosures are REO.

April housing statistics and permits are down, but with the pipeline of more real estate to enter the market full, it is not unrealistic to assume a glut of unsold property, especially single family homes, in all price ranges, in the geographical areas where foreclosures filings have been the highest in percentage terms in the last 12 months.

Banks and other lenders forced to foreclose on properties this year face inventories well above past year levels.

Expect some flexibility in financing on offer to help clear these bank owned homes, expect pressure on pricing, and pressure to clear property inventories where all unsold homes sit on the market for 90 days or more. The range on offer of bank foreclosure property will not be great in most areas and the much smaller pool of addresses could mean more bidding competition. Time to ensure those analytical tools so readily available now on the Internet are at your fingertips.

This year, 2007, could be the year of the alert investor and home buyer opportunities for excellent deals in bank foreclosures.

Bob Smith is a freelancer but regularly writes for ForeclosureListingsNationWide.com. You can get more information on bank foreclosures at http://www.foreclosurelistingsnationwide.com/.


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Bank Foreclosures and Working the Cycle

September 30th, 2010 by Bank Loan | No Comments | Filed in Bank
Bank
by The.Rohit

Bank Foreclosures and Working the Cycle

To a buyer looking for the first time at the bank foreclosures for sale in his preferred location, it may appear that there is little price advantage. While it is true that in hot sellers’ market conditions the banks expect to discount only for any significant repairs outstanding, in many cities large and small across the nation right now the market is definitely in favor of both the home buyer and the investor. And this means the buyer has a negotiating strength at its height; in traditional housing market and most certainly in REO property.

REO or real estate owned property includes many family homes where titles have passed back to banks, formerly the lenders, at the end of the process of foreclosure. In hot markets the bank owners compete with other sellers of family homes to find the most lucrative buyers among the many. The manageable numbers of properties they hold in inventory sell at or near fair market value and only the houses in truly bad condition sit vacant for long periods. This fall, banks in many states face carrying costs on record high inventory levels over the winter months, a period when buyers hibernate. They must compete with large numbers of motivated sellers, in a market cold for more than one reason, for the attention of a few knowledgeable buyers and hard nosed investors. Expect a level of discounting to become the norm if it hasn’t already, and be flexible with your location preference to increase your opportunity.

Remember the advantages of these properties versus buying at auction, or indeed in pre foreclosure. Title encumbrances of liens, including junior liens have been cleaned, and the property tax arrears paid. Most REO properties are listed with realtors, and with details freely available on online listings. They can be inspected before you decide to make an offer. The bank is responsible for evicting any tenants, legal or otherwise. The bank owner may have already completed some repairs. Expect to be able to negotiate around a discount for outstanding repairs and possible financing advantages. If you find that bank foreclosure home lacking only in curb appeal, and your pre-approved financing is already sound, then an unconditional offer will give you a gold ranking! Make the most of your success, this buyers’ advantage will not last forever, what comes down will surely go back up again.

Philip Smith is the writer of http://www.foreclosuredatabank.com. Your Source of Bank Foreclosures online.


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Florida Bank Foreclosures: Real Estate Savings in Paradise

September 30th, 2010 by Bank Loan | No Comments | Filed in Bank
Bank
by Hamed Saber

Florida Bank Foreclosures: Real Estate Savings in Paradise

Just because open market home prices in the sunshine state are high doesn’t mean you can’t afford to own a beautiful home or vacation property here. Rather than buy standard market prices on condos, apartments and homes, exploring your options for buying Florida bank foreclosures can be a great way to save lots of money on real estate purchase in the state.

Florida bank foreclosures are just like any other kind of property. The only distinguishing characteristic about their sale is that they are sold by lenders as a means of collecting an outstanding debt. You can find all kinds of properties available through Florida bank foreclosures too, from beachfront apartments in Miami Beach, to homes in the lovely cities of Tampa or Jacksonville, or condos in Pensacola. Often times these homes need almost no work put into them before you can turn around and re-sell them for a profit!

And best of all, Florida has one of the best markets for these discount properties in the country. There are currently more than 32,500 Florida bank foreclosures on the market and available for sale, and this flooded market is driving down prices in all locations. The state also possesses one of the highest foreclosure rates in the nation, ensuring that you’ll be able to find all kinds of great properties available that must be sold!

Finding Florida bank foreclosures with the expert help of BankForeclosureSale.com is easy. Using our powerful search tool will enable you to hone in on the exact kinds of properties you’re looking for easily, leaving you more time to browse for a home that will meet you or your family’s needs. Florida bank foreclosures offer incredible opportunities for homebuyers and investors alike, making it possible for anyone to make an affordable real estate purchase.

Philip Smith has been educating buyers on the finer points of Florida Bank Foreclosures purchase at BankForeclosuresSale.com for over three years. Click here to visit and read more advice on buying discount real estate.


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Bank Foreclosures 2007, Trend, Statistics, Opportunities

September 30th, 2010 by Bank Loan | No Comments | Filed in Bank
Bank
by ucumari

Bank Foreclosures 2007, Trend, Statistics, Opportunities

Recently released reports from ForeclosureDatabank.com, an extensive foreclosure listings database with around one million foreclosed properties on file, confirm that foreclosures activity across the States as measured by total numbers of filings continues the steep trend upward so noticeable in 2006. The escalation over the equivalent period of the previous year is a dramatic 46% and the first quarter 2007 up 20% on the fourth quarter 2006. The activity recorded in March 2007 alone is a strong indicator of the continuing trend into 2007, a 25 % increase over filings recorded in February.

Nevada leads the way with the highest foreclosure rate, and has done since November 2006; Colorado and California foreclosures also dominated the rankings, the latter with the highest number of cities in the nation recorded up to 6 times the national average for total foreclosure rates of all categories. California and Florida together accounted for around 37%of all foreclosures in the USA filed in March.

Press releases from major cities across the nation reveal data that suggests filings at record setting levels. Massachusetts foreclosure filings reached a high this first quarter 2007, other states report that their ratio of house sales to foreclosure auctions has tumbled in 2 years. Rhode Island reports a ratio in 2005 at 14 to 1, narrowing this first quarter 2007 to 3 to 1.

The number of distressed properties coming on to the market , whether they finally sell at auction or otherwise, must inevitably impact on the housing market, helping to drive down property prices in that neighborhood. Rhode Island reports that the average price of a single family house has fallen 3% compared with the same period 2006. Single family residences continue to represent the lion’s share of foreclosure activity; an average of 81% nationwide, although this proportion can vary widely state by state..

Pressure from three main areas suggests that a noticeably higher number of bank foreclosures are and will be coming onto the real estate market in 2007.

• One group of home owners most at risk for future foreclosures are those who relied on house price appreciation to build equity against which they need to borrow, with some industry forecasters estimating around trillion worth of adjustable rate mortgages resetting at higher rates this year. Negative equity equals more bank repossessions on the market.

• A slowing of the housing market, which includes a growing inventory of unsold homes, may make it difficult for property owners to avoid foreclosure.

• There inevitably will be less credit available for borrowers to refinance their way out of debt. Banks and other financial institutions in the subprime lending business have been hit hard with delinquencies in the last year. Whether the problem is symptomatic of a wider credit problem or related to lax lending standards; by late last year there was an increase in the numbers of subprime mortgages in default by more than 60 days.

Rising numbers of all foreclosures will put pressure on lending institutions to reduce the inventories of REO in a timely manner. In particular if REO properties sit too long on the market, carrying costs pile up and bank owners get impatient.

REO is the institutional name for Real Estate Owned property, realty that lenders have had to repossess because of mortgage delinquencies. Not all REOs are bank foreclosures but by definition all bank foreclosures are REO.

REO statistics for March 2007 include California REO up 37%, Arizona up 34% and Florida and Nevada 27% and 19% respectively. Texas recorded the most REO including bank filings in March, with 14,000 year to date , up from 11,000 same period last year. Harris county, TX, up 147%, got top billing.

Looking at REO by region;

1. Southwest Texas leads the region ( and the country) in Reo filings for the first quarter 2007.

2. Midwest Michigan and Ohio are ranked 3rd and 4th nationally.

3. Southeast Florida closely followed by Georgia.

4. Northeast The region in general does not offer the activity in REO foreclosures of the other regions in the nation. Monroe county PA recorded 2.5 per 1000 households, the highest number of REO filings in the northeast in quarter 1.

It’s a no brainer. The opportunities for buying well priced bank foreclosure property will be better than ever in 2007. Some investors have already no doubt closed the best deals in town in this first quarter.

There are fewer complications, clearer indications of good opportunities in pursuing a strategy of buying bank REO properties.

Bob Smith is a freelancer but regularly writes for ForeclosureDatabank.com. You can get more information on bank foreclosures at http://www.foreclosuredatabank.com.


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Analysis and discussion with Thomas Brown of Second Curve Capital talking about the banking industry. (Bloomberg News)
Video Rating: 5 / 5

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