Governments First Time Home Buyers Stimulus Rebate Helps Homeowners Take Advantage Of Loans From Tropical Financial Credit Union.

February 7th, 2012 by Bank Loan | No Comments | Filed in Loans

Fort Lauderdale, FL (PRWEB) December 10, 2009

Miramar, FL – December 7, 2009 – Tropical Financial Credit Union, a leading South Florida credit union, has developed loan programs that coincide with the U.S. Governments first time home buyers stimulus rebate. These programs are able to offer the best mortgage interest rates in Florida and are offered to members of the South Florida credit union.

Tropical Financial Credit Union is helping people get into their first home along with the governments first time home buyers stimulus rebate. The South Florida credit union has multiple loan programs to fit everyones financial objective. To take advantage of these loan programs and incentives, contact your local branch in Palm Beach, Broward or Miami-Dade County.

The first time home buyers stimulus rebate has been a huge success in South Florida. We have allocated funds and developed specific mortgage programs to accommodate all of the people buying their first home, said Cina Tucci of Tropical Financial Credit Union. We have money to lend and the rules of credit unions have changed. We are open to the general public that lives in Palm Beach, Broward and Miami-Dade Counties.

About TFCU:

Tropical Financial Credit Union has been offering quality products for customers for over 73 years. This fully accredited South Florida credit union is open for all residents of Dade, Broward and Palm Beach counties in South Florida, regardless of where they work. They continually expand and offer free checking, the best mortgage interest rates in Florida, and used car loans, mortgage rates and other deposits and loan products. As always, they continue to offer free individual and business checking in Florida throughout their branches and for all their members. For more information please visit http://www.tropicalfcu.org.

###





Tags: , , , , , , , , , , , , , , , ,

Callcredit And miiCard Team Up To Launch Financial Digital Passport

February 2nd, 2012 by Bank Loan | No Comments | Filed in Bank

Edinburgh, UK (PRWEB) January 10, 2012

Opening a new savings account or credit card online is set to become a lot easier thanks to a new partnership between digital passport providers miiCard and data specialists Callcredit.

Until now, fraud and money-laundering regulations have meant that customers applying for a financial product online have usually had to follow this up by providing proof of identity and other documents by post.

As a result, up to 90% of sign-ups are never completed meaning many customers are missing out on the attractive online only rates offered by banks.

But in a major step for both consumers and the finance industry, miiCard and Callcredit have joined forces to provide a unique online identity service that removes the need for paper-based checks.

The miiCard (My Internet Identity Card) service allows a consumer to prove their identity online and in real-time, creating the same level of trust as a passport or driving licence. Callcredits award-winning identity verification software, which contains data on millions of UK consumers, gives an extra, robust layer of protection that ensures the service meets strict anti-money laundering and fraud regulations.

James Varga, Chief Executive of miiCard, said: “In a digital economy where there is a 70% to 90% drop out rate when selling financial products online as soon as the process goes offline, removing the drivers licence, passport and utility bill checks is critical. Creating this level of trust online will not only change the face of financial services but anywhere you need to know who youre dealing with.”

Graham Lund, Managing Director of Callcredit, said: “At this time of year, many consumers will be looking to get their finances in order for 2012 by taking advantage of competitive online banking offers.

As a recognised leader in identity verification and fraud prevention, we have been working closely with miiCard to make it easier for customers to complete the sign-up process without compromising compliance with regulations or fraud rates. The new service provides a consumer-focused solution that combines the latest cutting edge technology with the widest range of robust data sources. Today represents a shift in the way consumers and companies will view identity verification in the future.

###





Tags: , , , , , ,

Euro Declines Further with Focus on the Financial Crisis Shifting from Greece to Italy

January 28th, 2012 by Bank Loan | No Comments | Filed in Forex

(PRWEB) November 14, 2011

With investors turning their attention to Italy, InvestTechFX reports that the Euro declined today and there were fears of the debt contagion spreading across the Euro Zone. The shrinking industrial production in Germany, the declining retail sales in the Euro Zone, the declining Sentix Investor Confidence and all fundamental reports were negative today.

The prime minister of Greece, George Papandreou let the unity government formed by the opposing and the ruling parties make arrangements for getting the bailout by agreeing to resign. However, according to a Business Week article, the Italian Prime Minister Silvio Berlusconi said he would resist the pressure to step down. The Forex currency exchange experts at InvestTech FX are concerned because Europe now faces not only economic but also political challenges.

The Euro slowed the rally and resumed its decline though it initially rallied recently and erased a bigger part of its losses. Forex Ecn experts with InvestTechFX report that the EUR/USD fell to the intraday low of 1.3680 from 1.3828 before trading at 1.3759 while EUR/JPY dropped to 107.41 from 108.11 with an intraday low of 106.84.

The online Fx trading company InvestTechFX is a proven leader in the industry of artificial intelligence software. They are renowned for their top notch trading technology systems in the computerized trading industry whose experts develop advanced, customizable, intuitive, efficient, and sophisticated trading tools that help people understand FX trading related trends and developments. Apart from offering new, exciting, and innovative solutions, they are well known for their detailed and comprehensive learning center.

###





Tags: , , , , , , , , ,

Free Resources Help Students Apply for Financial Aid, Reduce the Cost of College

January 25th, 2012 by Bank Loan | No Comments | Filed in News

Washington, DC (PRWEB) January 24, 2012

For thousands of American families, January is the month for setting resolutions, recovering from the holidays and starting to think about paying for college next year. January 1 marked the annual release of the Free Application for Federal Student Aid (FAFSA), required by colleges and universities across the nation to determine a students eligibility for federal financial aid, federal grants and certain institutional aid.

The federal government distributes billions of dollars every year to help students and families pay for college, but getting your share of that money may seem daunting because the system can be complex. The good news is, its easier than ever to apply for federal student aid. The 2012-13 online application form uses new skip-logic, making the FAFSA easier to complete online. And if you have already filed a 2011 income tax return with the Internal Revenue Service (IRS), you can auto-populate your FAFSA with accurate tax information by using the new IRS Data Retrieval Tool through http://www.fafsa.gov.

Students and families can get a quality higher education without breaking the bank by taking advantage of student aid opportunitiesand NASFAA offers some useful resources to guide them through the process, said NASFAA president Justin Draeger.

The National Association of Student Financial Aid Administrators (NASFAA) has developed three free resources to help students accurately file the FAFSA. These resources provide a wealth of information for students, families and counselors who advise families trying to pay for college.

1.????Cash for College gives an overview of the types of aid available and explains how the process works.

2.????Mistakes to Avoid When Applying for Student Aid includes information on the most common errors applicants make when completing the FAFSA and how to avoid them. In addition, the publication has tips on what documents are necessary for successful FAFSA completion and links to free resources.

3.????Tip Sheets for Unique Student Populations help federal student aid applicants in exceptional situations tackle tricky questions on the FAFSA. NASFAA offers specialized tip sheets for adult learners, single parents, members of the military, wards of the court, foster youth, undocumented students, and more.

All of these free resources and many othersincluding information about state FAFSA deadlines and creating a Personal Identification Number (PIN) for filing onlineare available on the Students, Parents, and Counselors section of NASFAA.org.

About NASFAA

The National Association of Student Financial Aid Administrators (NASFAA) is a nonprofit membership organization that represents nearly 20,000 financial aid professionals at 2,800 colleges, universities, and career schools across the country. Each year, financial aid professionals help more than 16 million students receive funding for post secondary education. Based in Washington, D.C., NASFAA is the only national association with a primary focus on student aid legislation, regulatory analysis, and training for financial aid administrators. For more information, visit http://www.nasfaa.org.

###





Tags: , , , , , , , ,

Financial Guru Michael Lombardi Releases Trading Strategy Guidelines on IPOs

January 24th, 2012 by Bank Loan | No Comments | Filed in News

New York, NY (PRWEB) December 23, 2011

IPOs of stocks in the last quarter of 2011 have been exceptionally strong, but Michael Lombardi, lead editor of Profit Confidential, says that investing in these new issues isnt the best trading strategy.

Would I buy any of these IPOs? Of course not, says Lombardi. I dont have the appetite for the risk they present. And when the bear market rally we are currently experiencing finally ends, it will be these kinds of companies, with unstable earnings, which will fall the fastest.

Lombardis strategy has been consistent over the last 10 years. He just continues to buy boring, stable senior gold mining stocks when the price of gold bullion corrects sharply on the downside.

As for those hot IPOs, Lombardi is staying away from them.

Wall Streets making big money with these overpriced IPOs, writes Lombardi in Profit Confidential. Theyve gotten so smart; most companies are only selling 10% to 20% of their equity. This creates perceived value for the company issuing the stock.

Lombardi believes that with so many investors and funds chasing the small supply of stock that is offered, only quality clients of the big brokerage houses are able to get in at the early stages of the IPOs.

Its one of those the public be damned situations again, says Lombardi.

Profit Confidential, which has been published for over a decade now, has been widely recognized as predicting five major economic events over the past 10 years. In 2002, Profit Confidential started advising its readers to buy gold-related investments when gold traded under $ 300 an ounce. In 2006, it begged its readers to get out of the housing market…before it plunged.

Profit Confidential was among the first (back in late 2006) to predict that the U.S. economy would be in a recession by late 2007. The daily e-letter correctly predicted the crash in the stock market of 2008 and early 2009. And Profit Confidential turned bullish on stocks in March of 2009 and rode the bear market rally from a Dow Jones Industrial Average of 6,440 on March 9, 2009, to 12,876 on May 2, 2011, a gain of 99%.

To see the full article and to learn more about Profit Confidential, visit http://www.profitconfidential.com.

Profit Confidential is Lombardi Publishing Corporations free daily investment e-letter. Written by financial gurus with over 100 years of combined investing experience, Profit Confidential analyzes and comments on the actions of the stock market, precious metals, interest rates, real estate, and the economy. Lombardi Publishing Corporation, founded in 1986, now with over one million customers in 141 countries, is one of the largest consumer information publishers in the world. For more on Lombardi, and to get the popular Profit Confidential e-letter sent to you daily, visit http://www.profitconfidential.com.

Michael Lombardi, MBA, the lead Profit Confidential editorial contributor, has just released his most recent update of Critical Warning Number Six, a breakthrough video with Lombardis current predictions for the U.S. economy, stock market, U.S. dollar, euro, interest rates and inflation. To see the video, visit http://www.profitconfidential.com/critical-warning-number-six.

###





Tags: , , , , , , , ,

Get Expert Help With Your Financial Statements

January 21st, 2012 by Bank Loan | No Comments | Filed in News

Get Expert Help With Your Financial Statements

Article by William Douglas

Running your own business involves a lot of overlapping areas of expertise, from conceiving of new products, bringing them to market, getting vendors for parts in place, and so on. As your business grows, the fundamental question of “where the money is” becomes more important – there’s more to financial statements than just the monthly balance on the company checking account.

Good financial statements need to list the following four items: Balance sheets (what the company owns in terms of equipment, inventory and other tangible assets), income statements (what the company expects to earn) cash flow statements (what the company expects to spend relative to what it’s taking in), and shareholder equity statements.

While none of these documents are particularly challenging to compile, for a lot of small businesses, they become tedious – when reconstructing your sales sheet for a calendar quarter feels like digging through an archeological dig, it results in the business shutting down every quarter for financial preparation time, or the end of the calendar quarter turns into a frantic period where everyone’s trying to make up for the regular statements that should’ve been done every week or before.

Even worse, if you’re trying to get your business financial assistance with a loan, federal grant, or bringing in a new investor, you’ll have to make these statements ready to be viewed – and they can mess up the entire deal.

This is why, even if you have the capabilities of doing them in house, unless your business is large enough to have an internal accounting division, or, even a professional accountant or bookkeeper on staff, it’s better to have a professional go over these statements for you and prepare them for you. Much the same way that you’d get a certified electrician to upgrade your power lines, or have an attorney who specializes in business law go over your statements for a merger or acquisition, having a professional accounting firm audit your books and prepare these quarterly financial statements allows you to use the expertise of someone who does this routinely, rather than turning it into the mad quarterly scramble to write the 10-K in time for the IRS.

In addition to ensuring that these important financial statements are done correctly, this also lets you focus on the tasks needed to be done to grow your business. One of the hardest rules in running a business is learning when to delegate, learning when to move a task off of the founder’s desk and into the desks of employees in the business, or outside the company for paid professional help. As the business owner, you should be focusing on the long term strategic vision of your business, how to make it grow, and keeping an eye out for untapped markets, not preparing financial statements.

William Douglas Management has been providing quality association management services to North Carolina and South Carolina since 1980 focusing on Homeowner and Condominium Owner Association Management .










Tags: , , ,

Pnc Financial Services

January 19th, 2012 by Bank Loan | No Comments | Filed in News

Pnc Financial Services
History

PNC Financial Services traces its history to the Pittsburgh Trust and Savings Company which was founded in Pittsburgh, Pennsylvania in 1852. In 1858 the company located its corporate offices at the corner of Fifth Avenue and Wood Street in Pittsburgh where they remain to this day. The bank changed its name to First National Bank of Pittsburgh in 1863 after it became the first bank to receive a national charter as part of that year’s National Banking Act. By 1959, after a series of mergers, the bank had evolved into the Pittsburgh National Corporation. Another branch of the current bank, the Philadelphia based Provident National Corporation, dates to the mid-19th century.

PNC Bank location in Mariemont, Ohio.

In 1982, Pittsburgh National Corporation and Provident National Corporation merged under the new entity named PNC Financial Corporation. Between 1991 and 1996 PNC purchased over ten smaller banks and financial institutions that broadened its market base from Kentucky to the Greater New York Metro area. In 2005 PNC acquired Washington, D.C. based Riggs National Corporation. In 2006, PNC announced that it would be acquiring Maryland-based Mercantile Bankshares in 2007. On June 7, 2007, PNC announced the acquisition of Yardville National Bancorp, a small commercial bank centered in central New Jersey and eastern Pennsylvania. On July 19, 2007, PNC announced the acquisition of Sterling Financial Corporation, a commercial and consumer bank with accounts and branches in central Pennsylvania, northeastern Maryland and Delaware. These mergers made PNC the 8th largest bank by deposits in the United States.

National City acquisition

For more details on this topic, see National City acquisition by PNC.

In an October 9, 2008 article in the Wall Street Journal, PNC was cited by unnamed sources as one of the leading contenders to acquire Cleveland based National City Bank. On October 24, 2008, PNC announced that it would acquire Cleveland based National City Bank for 5.2 billion dollars in PNC Stock. The acquisition, which helped PNC double in size and to become the fifth largest bank in the United States by deposit and fourth largest by branches, came hours after PNC sold 15% of its stake to the United States Treasury as part of the $ 700 billion bailout plan. PNC must buy back the stake from the U.S. Treasury within ten years, though the bank itself expects to buy back the stake within five. The deal was approved by shareholders of both banks on December 23, 2008, and completed on December 31, 2008.

The deal made PNC the largest bank in Pennsylvania, Ohio, and Kentucky, as well as the second largest bank in Maryland and Indiana. It also greatly expanded PNC’s presence in the Midwest as well as entering the Florida market. National City complemented PNC’s presence, as Pittsburgh, Cincinnati and Louisville, Kentucky were among the few markets before the acquisition deal in which both banks had a major presence.

In the case of Pittsburgh, the two banks had significant overlap to the point it would pose antitrust issues in Western Pennsylvania, since both banks had the top two market shares in the Pittsburgh region. As a result, the United States Department of Justice required PNC to sell off 50 National City branches in the Pittsburgh area and 11 more branches in and around Erie to competitors. On April 7, 2009, PNC reached a deal with Buffalo-based First Niagara Bank to have First Niagara buy 57 of the branches, and officially took over those branches on September 8th after the signs were changed over from National City during Labor Day Weekend. The branches not purchased by First Niagara were the four in Crawford County, Pennsylvania that PNC had to divest; of those four, one branch in Titusville was sold to Emclaire Financial Group while the other three (one in Conneaut Lake, the other two in Meadville, including the branch inside Wal-Mart) were sold to Marquette Savings Bank.

Due to the significant overlap in Pittsburgh that remains, PNC will still close seven National City branches and five PNC branches on November 6th, as well as two more PNC branches on April 23rd, 2010, with the accounts at those branches being moved to the nearby PNC branch that remained. As part of the agreement to buy the 57 National City branches from PNC, First Niagara has the right of first refusal to buy the National City branches PNC closes. The remaining National City branches that were not sold off or closed began to convert to PNC on November 7, 2009, starting with Pennsylvania (where the two had the most overlap), Florida, and the Youngstown & Steubenville, Ohio regions. Central Ohio, which includes the state capital of Columbus, is next on the list, though the exact date of conversion is not known at this time. Chicago and National City’s home market of Cleveland are expected to be two of the last markets to convert. The conversion of National City to PNC is expected to be completed by the end of June 2010. Despite the branch closures and the sale of others to First Niagara, PNC still ended up with a 46% market share in Pittsburgh, over three and a half times the market share of second-place Citizens Financial Group with 13%.

Combined PNC and National City Facts

National City/PNC footprint

One of the nation top six banks by deposits and branches

60,000 employees across the United States and abroad

6,000 ATMs

2,600 branches

$ 279 billion in assets

$ 181.1 billion in deposits

Shareholder equity $ 27.5 billion

Assets Under Mgmt. $ 121 billion

Customers- Approximately 6 million consumer and small business customers

Branches in 15 states and the District of Columbia

PNC Bank

PNC Bank branch, located in the historic National Bank of Washington building, in Washington, D.C.

PNC Bank NA. is the principal subsidiary of the PNC Financial Services Group, Inc. Based in Pittsburgh, Pennsylvania, PNC Bank offers consumer and corporate services in nearly 800 branches in Delaware, the District of Columbia, Florida, Virginia, Kentucky, New Jersey, Ohio, Indiana, Maryland, & Pennsylvania, as well as one branch in West Virginia and one in New York City (PNC will soon consolidate National City branches in Illinois, Wisconsin, Missouri and Michigan). PNC owns about 35% of publicly traded fund manager BlackRock, which specializes in fixed-income products. BlackRock merged with Merrill Lynch Investment Managers in October 2006, and is now co-owned between PNC and Bank of America after Bank of America’s acquisition of Merrill Lynch in 2008. BlackRock’s ties to PNC are evident in that company’s logo, as they use the same typeface as PNC does in its own logo.

In June 2003, PNC Bank agreed to pay $ 115 million to settle federal securities fraud charges after one of its subsidiaries fraudulently transferred $ 762 million in bad loans and other venture-capital investments to an AIG entity in order to conceal them from investors. PNC acquired the former United National Bancorp based in Bridgewater, New Jersey in 2004, and later announced that it would buy the Riggs National Bank which operated in the Washington, DC area. Riggs had, among other offenses, aided Chilean dictator Augusto Pinochet in laundering money. PNC successfully completed the acquisition of Riggs in 2005 after the banks resolved a disagreement on the acquisition price.

PNC Bank branch, located in Georgetown, Washington, D.C.

PNC Bank was forced to reissue hundreds of debit cards to customers in March, 2006 when their account information was compromised. In the same month, PNC Bank was sued by Paul Bariteau who was an investor in the Military Channel. Bariteau claimed PNC let the channel chairman make unauthorized withdrawals of millions of dollars from the channel’s account for personal use. The counter-claim is that Bariteau was only trying to recoup losses from a bad investment.

In April 2006, the J.D. Power Consumer Center released the results of its New York Retail Banking Satisfaction Study indicating that PNC Bank had an average number of satisfied customers. PNC has also subcontracted with American Express, Discover, ABN-AMRO, and Washington Federal to do home equity loans. The operation sends out bulk mailings with offers and has a call center in Pennsylvania to handle this business.

In the fall of 2006 PNC announced its purchase of Mercantile Bankshares, a Maryland bank with an extensive branch network throughout suburban D.C., Baltimore and northern Virginia. On September 17, 2007, PNC successfully completed the merger with Mercantile, making PNC the 8th largest bank in the United States by deposits.

PNC Bank branch, located in the former headquarters of Riggs Bank on Pennsylvania Avenue, Washington, D.C.

On August 14th, 2009, PNC took over Dwelling House Savings & Loan and its only location in Pittsburgh’s Hill District after Dwelling House failed and was placed under receivership by the Federal Deposit Insurance Corporation. Although PNC was still in the process of integrating National City into its own system at the time, the bank agreed to assume all of Dwelling House’s assets, and the branch became a PNC branch on August 17th. Dwelling House had been known in Pittsburgh to provide low-income African Americans loans that other banks would deny, and had fended off receivership from the FDIC as recent as June 2009 through community fundraisers. PNC closed the former Dwelling House branch shortly after assuming Dwelling House’s assets, with accounts transferred to the pre-existing PNC branch in the Hill District. The failure of Dwelling House is the only bank failure in Pennsylvania–a state otherwise relatively stable with banks–since the beginning of the financial crisis of 20072010, although two out-of-state banks with strong Pennsylvania ties (National City and Wachovia) were reportedly close to failing at the time they were acquired by PNC and Wells Fargo, respectively.

Primary operations

Retail banking

The corporation operates a leading community bank in its major markets and is a top-ten Small Business Administration lender. Operations include the third-largest bank automated teller machine network in the U.S. The corporation claims to operate environmentally friendly “green” bank branches and is a major wealth management firm.

Corporate and institutional banking

PNC operates a top-ten treasury management business and the U.S.’s second-largest lead arranger of asset-based loan syndications. Its subsidiary Harris Williams & Co. is one of the U.S.’s largest mergers and acquisitions advisory firms for middle market companies.

PNC Mortgage

PNC Mortgage (formerly National City Mortgage) is the mortgage division of PNC. Acquired through the National City deal, PNC Mortgage is credited with the first mortgage in the United States, and has offices across the country.

This is the second mortgage division to be named PNC Mortgage. PNC had sold off the original PNC Mortgage to Washington Mutual in 2001 due to volatility in the market despite the fact that the market was in a “boom” period at the time, then subsequently outsourcing mortgages to Wells Fargo until the National City deal. PNC has no plans to enter the subprime lending market that plagued National City Mortgage.

PNC Global Investment Servicing

The corporation’s Global Investment Servicing subsidiary is the second-largest full-service mutual fund transfer agent in the U.S and the second-largest full service accounting & administration provider to U.S. mutual funds. PNC Global Investment Servicing had provided services to the global investment industry since 1973. With 4,700 employees, PNC Global Investment Servicing operates from Ireland, the United States and the Cayman Islands, PNC International Bank Limited operates from Luxembourg. PNC Global Investment Servicing services $ 1.9 trillion in total assets and 58 million shareholder accounts. In 2007 PNC Global Investment Servicing Trustee & Custodial Services Limited was awarded a banking licence by financial regulators allowing it to expand further into Europe. As a result the name changed to PNC Global Investment Servicing Bank Limited. PNC Global Investment Servicing was formally known as PFPC until July 2008.

PNC Global Investment Servicing, a member of PNC, celebrated in July 2008 the opening of an office on the 5th floor of One PNC Plaza in Pittsburgh, PA, in July 2009 they are going to close the office and move the work back to the it’s home office in Wilmington, DE. The Pittsburgh office has not had the chance to grow due to current market conditions that are causing some hedge funds to close.

On February 2, 2010, longtime crosstown rival The Bank of New York Mellon announced a definitive agreement to acquire PNC Global Investment Servicing. PNC sold it off in order to pay back its TARP funds, which were used to buy National City Corp., which PNC at the time was still in the process of converting branches over to PNC.

BlackRock

PNC’s partially-owned (35%) BlackRock subsidiary is one of the U.S.’s largest publicly traded asset management firms.

Midland Loan Services

Midland Loan Services is a third-party provider of service and technology for the commercial real estate finance industry. It specializes in commercial loan and CMBS portfolio servicing. Founded in 1991, its headquarters are in Overland Park, Kansas.

Community initiatives

The corporation has sponsored a number of initiatives to improve education, health and human services, and cultural and arts activities. These include a “PNC Grow Up Great” commitment to early childhood development, the “PNC Foundation”, and community development investments.

Since 1984, PNC Financial Services has compiled the Christmas Price Index, a humorous economic indicator which estimates the prices of the items found in the song The Twelve Days of Christmas.

Notable corporate buildings

One PNC Plaza in Pittsburgh

Two PNC Plaza in Pittsburgh

PNC First Side Center in Pittsburgh (one of the world’s largest LEED Certified Green Buildings)

Three PNC Plaza in Pittsburgh

PNC Eastwick Operations Center, Philadelphia Pennsylvania (adjacent to the Philadelphia International Airport)

PNC Center, 1600 Market Street, Philadelphia Pennsylvania

PNC Bank Building in Washington, D.C. (under construction)

PNC Plaza in Louisville

National City Tower in Louisville. PNC leases 10 floors of this building.

PNC Tower in downtown Cincinnati

PNC Center in downtown Cincinnati

U.S. Steel Tower in downtown Pittsburgh. PNC leases entire floors dedicated to many aspects of the banking world.

Naming rights

PNC owns corporate naming rights to the following:

PNC Park, home of the Pittsburgh Pirates baseball team.

PNC Field, home of the Scranton/Wilkes-Barre Yankees AAA baseball team.

PNCBank Arts Center in Holmdel, NJ

Notes

^ “Prnewswire.com”. http://www.prnewswire.com/cgi-bin/stories.pl?ACCT=105&STORY=/www/story/8-1-97/289972. Retrieved 2006-10-27. 

^ https://www.pnc.com/webapp/unsec/NCProductsAndService.do?siteArea=/pnccorp/PNC/Home/About+PNC/Our+Organization/Corporate+History

^ kdka.com PNC Financial Services To Buy National City

^ Pittsburgh Post-Gazette PNC acquiring National City

^ http://kdka.com/business/National.City.PNC.2.894007.html

^ PNC completes National City acquisition,Associated Press via Yahoo! News, December 31, 2008

^ http://www.post-gazette.com/pg/07252/815602-28.stm

^ http://www.usdoj.gov/opa/documents/branches-divested.pdf

^ a b http://kdka.com/business/PNC.First.Niagara.2.978660.html

^ http://kdka.com/consumer/first.niagara.switchover.2.1170342.html

^ http://www.bloomberg.com/apps/news?pid=20601208&sid=afGesS_sXPd4

^ http://www.marquettesavings.com/MarquetteAcquisitionRelease040709.pdf

^ http://kdka.com/local/PNC.Consolidation.Closing.2.1198598.html

^ a b http://www.post-gazette.com/pg/09248/995688-28.stm

^ a b c http://post-gazette.com/pg/09303/1009385-28.stm

^ http://www.dispatch.com/live/content/business/stories/2009/11/13/PNC_Branding.ART_ART_11-13-09_A10_O1FLEH2.html?type=rss&cat=&sid=101

^ http://www.crainscleveland.com/article/20091105/FREE/911049959/1099/RSS01&rssfeed=RSS01

^ http://www.chicagobusiness.com/cgi-bin/news.pl?id=36114&seenIt=1

^ http://www.welcometopnc.com/docs/PNC_WelcomePackage.pdf

^ http://rds.yahoo.com/_ylt=A0geu42ZytBK.isAUv9XNyoA;_ylu=X3oDMTEzMTdpNmM2BHNlYwNzcgRwb3MDNQRjb2xvA2FjMgR2dGlkA0Y4NjFfMTMz/SIG=11acjou0b/EXP=1255283737/**http%3a//www.pnc.com/wvu

^ “Cincinnati Enquirer”. http://www.enquirer.com/editions/2003/06/04/biz_notes04.html. Retrieved 2006-09-17. 

^ “Washington Post”. http://www.washingtonpost.com/wp-dyn/articles/A13829-2005Feb10.html. Retrieved 2006-10-27. 

^ “USA Today”. http://www.usatoday.com/tech/columnist/andrewkantor/2006-03-16-debit-card_x.htm. Retrieved 2006-09-17. 

^ “Louisville Courier-Journal”. http://www.courier-journal.com/apps/pbcs.dll/article?AID=/20060324/BUSINESS/603240339/1003/ARCHIVES. Retrieved 2006-09-17. 

^ “J.D. Power”. http://consumercenter.jdpower.com/cc/rd/cc/finance/ratings/banking/ny/index.asp. Retrieved 2006-09-17. 

^ “Pittsburgh Post-Gazette”. http://www.pittsburghpostgazette.com/pg/06283/728754-28.stm. Retrieved 2006-10-27. 

^ http://www.post-gazette.com/pg/09226/990937-100.stm

^ http://www.post-gazette.com/pg/09230/991500-28.stm

^ http://www.fdic.gov/bank/individual/failed/banklist.html

^ http://www.allbusiness.com/banking-finance/banking-lending-credit-services-mortgage/6048203-1.html

^ http://pnc.mediaroom.com/index.php?s=43&item=364

^ http://www.post-gazette.com/pg/07255/816635-28.stm

^ “BNY Mellon to Acquire PNC Global Investment Servicing”. http://www.bnymellon.com/pressreleases/2010/pdf/pr020210.pdf. 

See also

Harris Williams & Co. – middle market investment banking subsidiary

Hilliard Lyons former subsidiary

Virtual Wallet – Generation Y-targeted checking/savings account

External links

PNC Virtual Wallet

PNC’s Virtual WalletSM Takes Online Banking to the Next Level

CNNMoney.com Fortune500 web page on PNC Financial Services

Forbes.com web page on PNC Financial Servcies

Yahoo! company profile web page on PNC Financial Services

Topix.com web page on news about PNC Financial Services

v d e

PNC Financial Services Group

Founded in 1852  Based in Pittsburgh, Pennsylvania

Subsidaries

*Co-owned with Bank of America

PNC Bank  Harris Williams & Co.  BlackRock*

Services

Virtual Wallet  Christmas Price Index

Predecessor banks

Pittsburgh National Bank  R

I am a professional writer from China Manufacturers, which contains a great deal of information about dkny mens underwear , bulging underwear, welcome to visit!

Tags: ,

BMW Group launches BMW Financial Services in India

January 18th, 2012 by Bank Loan | No Comments | Filed in News

BMW Group launches BMW Financial Services in India

Article by cardakho2010@gmail.com

The BMW Group launched BMW Financial Services as a new business entity in India.BMW Cars BMW Financial Services is a 100% subsidiary of the BMW Group and is headquartered in Gurgaon (National Capital Region).

BMW Financial Services has received license to operate as a Non-Banking Finance Company (NBFC) from the Reserve Bank of India (RBI). In 2010, the BMW Group will invest US $ 50 million (Rupees 2.3 billion) in BMW Financial Services in India.

Speaking on the occasion, Mr. Georg Bauer, CEO, BMW Group Financial Services said, “We are making great strides in implementing our India strategy and giving the BMW Group a significant competitive edge. The launch of BMW Financial Services in India is a critical element of the market expansion strategy of the BMW group and will provide the necessary momentum to sustain the market leadership position.”

Mr. Sanjiv Shah has been appointed as the Managing Director and CEO of BMW Financial Services in India. Mr. Shah brings with him extensive experience in the field of financial services and has been working with BMW India since 2006. In the past, he has headed several business projects in USA and India.

“BMW Financial Services will operate with its three business lines: retail finance, commercial finance and insurance solutions. The services offered through BMW Financial Services in India will be significantly valuable to the premium clientele who require exclusive and flexible financial solutions. Commercial finance solutions offered to BMW India dealerships will further strengthen operations in the country and will reinforce the BMW brand.” said Mr. Sanjiv Shah.

BMW Financial Services will offer solutions for retail automobile financing for BMW customers and multi make customers, financing for fleet owners and commercial financing for BMW dealerships and multi make dealerships. BMW Financial Services will offer insurance solutions to its customers through its cooperation partner in India. Also in India, service excellence will be the primary focus of new operations across all business lines.

BMW Financial Services was established in 1991 and presently has subsidiaries in 31 countries besides India and is active in more than 60 countries. BMW Group Financial Services is currently serving 3 million customers with assets of Euro 70 billion globally.

The BMW Group is one of the most successful manufacturers of cars and motorcycles in the world with its BMW, MINI and Rolls-Royce brands. As a global company, the BMW Group operates 24 production facilities in 13 countries and has a global sales network in more than 140 countries.

The BMW Group achieved a global sales volume of approximately 1.29 million automobiles and over 87,000 motorcycles for the 2009 financial year. Revenues totalled euro 50.68 billion. At 31 December 2009, the company employed a global workforce of approximately 96,000 associates.

The success of the BMW Group has always been built on long-term thinking and responsible action. The company has therefore established ecological and social sustainability throughout the value chain, comprehensive product responsibility and a clear commitment to conserving resources as an integral part of its strategy. As a result of its efforts, the BMW Group has been ranked industry leader in the Dow Jones Sustainability Indexes for the last six years.

CarDekho.com is the best place to purchase the <a href=”BMW Cars in India. We provide the fastest way to buy and sell used cars in India. Know more about the sell used car service by visiting the website CarDekho.com.










Tags: , , , ,

Psg Konsult Financial Services: freedom, independence and protection

January 12th, 2012 by Bank Loan | No Comments | Filed in News

Psg Konsult Financial Services: freedom, independence and protection

Article by Psg Online

Which financial services are offered by PSG Konsult?

* Financial planning – A PSG Konsult financial planner helps you set goals, gathers and analyses qualitative and quantitative information in order to construct a financial services plan with regards to death, disability and retirement based on your present and future goals.

* Will and Testament – A PSG Konsult financial advisor will help manager your finances in respect of your will, property, trusts, insurance requirements, income tax liabilities and estate duty to achieve certain financial objectives.

* Trusts – A PSG Konsult fiduciary advisor will analyse your financial management goals in order to set up offshore trusts to best serve both the trustor and the beneficiary’s needs.

* Employee Benefits – Retirement planning is an essential part of your future financial security. A PSG Konsult financial advisor helps employers set aside funds for employees so that employees can maintain a lifestyle that is comfortable once they retire.

* Business Finance – PSG Konsult business asset finance is a simplified, unique and objective process that gives your business leverage in the market to get finance at the best rates. A PSG Konsult financial advisor will assess your needs for the acquisition of movable and fixed assets without putting strain on the working capital of your business.

What are Financial Services?

Financial services include a group of financial products that are included in a systematic planning process which is a function of both wealth creation and wealth protection strategies. Financial management utilises the knowledge and skills of a PSG Konsult financial advisor to decide on the financial services you need to ensure your future financial freedom, independence and protection.Financial management includes planning as part of a process to determine financial goals, purposes in life and priorities. A PSG Konsult financial planner will assess your risk profile and current lifestyle to create a balanced and realistic plan to meet those goals. Essentially, financial management uses financial services to help achieve your dreams. Financial management is tailored to individual needs to create a detailed strategy of ‘what needs to be done’ to reach your dreams. Financial management has three types of goals: short-term (achievable under a year), medium-term (achievable in one to five years) and long-term (achievable in five years or more). Planning ensures that each goal is meaningful in the context of your individual situation, addressing financial weaknesses and building on financial strengths with the right financial services. Financial management enables careful analysis of goals which are subject to a reality check when considering current and future financial services needed to achieve your dreams. Your PSG Konsult financial planner will help you create a dynamic plan that changes continually to meet changing dreams, personal circumstances and phases of life as well as changes to financial services, markets and laws.

Your PSG Konsult financial advisor will help you build a plan that includes but is not limited to the following areas: cash flow management, education planning, investment planning, tax planning, risk management and insurance planning, estate and trust planning, retirement planning and business succession planning (for business owners).

source: http://www.psgonline.co.za/financial-services.php

PSG Online is a web portal that provides clients with the ability to trade, invest, insure and plan for their financial well-being.










Tags: , , , , ,

S&S Private Capital Announced Today Exceeding 25,000 Clients Who Have Utilized Their Credit Score Optimization Systems to Obtain Their Home Loan and Other Financial Goals

January 7th, 2012 by Bank Loan | No Comments | Filed in Loans

Dallas, TX (PRWEB) June 28, 2011

S&S Private Capital, Inc. announced today that its S.O.S. – Score Optimization Systems has reached 25,000 consumers across the country who have utilized their credit score optimization services. S.O.S., the most advanced technology in the credit repair industry, is able to help its clients meet the credit score requirements and lending guidelines necessary to qualify for the home loans and other financial solutions they were previously turned down for based on past damaging trade history reporting to their Equifax, Trans Union and Experian personal credit files.

S&S Private Capitals S.O.S. system analyzes it’s clients credit report in its entirety, identifying all the factors both negative and positive, having any affect on their credit score that is preventing them from obtaining their goals. Based on the financial goals of the client, their current credit situation, and the banks loan requirements, Score Optimization Systems will then calculate the most effective and efficient plan of action necessary in assisting the client in successfully meeting all the loan stipulations.

Thanks to Score Optimization Systems, I was able to overcome credit mistakes I made when I was younger. Gene Schwalen and his staff made the process very simple and after signing up for their services, I was able to purchase my very first home!, reported Amanda Walls with the U.S. S.S.A.

With the S.O.S. Guaranteed Loan Approval Program, consumers can now turn all their “Maydays” into “Paydays” by not only qualifying for their home loan, but by also saving thousands of dollars in interest overcharges every year.

S&S Private Capital, Inc. and its S.O.S. Score Optimization Systems focuses on credit report repair, and more importantly, credit score optimization. The S.O.S. consulting services educates clients on how to obtain their home loan and other financial goals while qualifying for the most competitive rates and programs. In business since 1998, the developers of Score Optimization Systems have helped more than 25,000 thousand clients including individuals, families and businesses across the country in realizing the gift of a great credit rating and the value it brings.

# # #





Tags: , , , , , , , , , , , , , , , , ,

« Older Entries