Bank | Asset Management

Home Loan Rates Credit Bank

December 7th, 2011 by Bank Loan | No Comments | Filed in Loans

Home Loan Rates Credit Bank

Have you ever been frustrated by your bank? You want a bank home loan but feel that you have no way to even start thinking about getting one? Look no further.

To get a good loan rate bank home loan, you need one thing and one thing: a good credit. Bad credit is the first and most important step toward not getting a mortgage. With good credit, you can get a good rate and quick loan, so you can be on your way to live in the house you’ve always wanted.

Low mortgage interest rates of banks can be difficult to find, especially if you are new to the world of credit, or credit made some mistakes in the past. But do not let this get you down. Most banks are willing to help their customers as much as possible. Your bank will help you achieve the best bank rates mortgage possible with your individual situation.

Bank mortgage rates are very important when it comes to getting a mortgage.

If you get a high interest rate, you may end up paying a lot of money every month for many years before buying a house. Low mortgage also increases the amount of money the first hand, what is even more difficult to buy a house.

But with a discount rate home loan good credit, you can take the steps you must take to buy a house for you and your family. Whether you are climbing the career ladder and feel it is time to have a larger space for you, or you just had a baby and need more space for your growing family, home bank loan rate loan to make your dream a reality.

So with a bank loan home in hand, you can finally get the mortgage, so you can buy a house.

Cheaply bank mortgages go a long way when it comes to the process of buying a house. Even if you think you have enough money saved to make that payment, you never know. With good credit and high bank lending rates on housing loan, you may be on track to get a mortgage in no time.

Making the right choice and to examine the lending rates of banks’ mortgage today. Your family deserves a happy and loving space for your home, after all.

Yasir Samad is a head marketing and SEO consultant for Hilal Technology. Hilal Technology provides a wide range of SEO and website design services.

Tags: Bank, Credit, Home, Loan, rates

Texas Trust Credit Union Sees 75 Percent Jump in New Members Due to Bank Transfer Day, F.E.E. Syndrome Promotion

December 6th, 2011 by Bank Loan | No Comments | Filed in Bank

Mansfield, Texas (PRWEB) November 08, 2011

Texas Trust Credit Union saw a spike in new members in connection with the national Bank Transfer Day campaign as well as its own F.E.E. Syndrome promotion.

Bank Transfer Day, endorsed as a time when individuals could switch their banking from large commercial banks to more customer-friendly credit unions, was Saturday, November 5. But public awareness of the account-switching event was pushed throughout October by local and national news media, and even the Occupy Wall Street movement and other groups critical of large banks.

The number of new members that Texas Trust signed up from October 1 through November 5 was up nearly 75 percent over the same period in 2010. The credit union logged 1,248 new members this year, compared with 714 in 2010. On Bank Transfer Day itself, Texas Trust saw 47 new members sign up at its five branches serving Dallas, Tarrant, and Henderson counties, and parts of Ellis and Johnson counties. That is more than twice the normal number of new members the credit union adds on a typical Saturday.

Clearly, the national awareness that surrounded Bank Transfer Day made a difference in the number of new members coming to Texas Trust this fall, said Jim Minge, president of Texas Trust Credit Union. And while we didnt position it as part of Bank Transfer Day, our own F.E.E. Syndrome special offer tapped into the same sentiments.

F.E.E. Syndrome is how Texas Trust describes the weariness that consumers feel in the face of the ever-growing number of fees that their financial institutions are imposing or increasing. As Texas Trust explains, F.E.E. stands for Feeling the Effects of the Economy, and its recommended cure is for consumers to change where they bank.

Texas Trust last week announced its special F.E.E. Syndrome $ 155 offer, to anyone opening one of the credit unions Free & Flexible checking accounts. The most popular Texas Trust account is free of minimum balance requirements and provides free online bill paying, a free MasterCard debit card, free home banking including home deposits — free Texas Trust ATM transactions, free eStatements, free 24/7 member service, and a free box of checks when the account is opened.

About Texas Trust Credit Union

Marking its 75th year in business in 2011, Texas Trust is one of the largest credit unions in North Texas and the 21st largest in Texas. It is a full-service financial institution offering checking, savings, mortgages, credit cards, CDs, Money Market accounts, IRAs, and investment and insurance services. Its business services include SBA and conventional loans, electronic payment cards, checking and money market accounts, merchant card processing, online banking, insurance, and the Employee Solutions Network. With 58,000 members and assets of more than $ 680 million, Texas Trust operates in Dallas, Tarrant, and Henderson counties, as well as parts of Ellis and Johnson counties. Texas Trust branches are located in Mansfield, Grand Prairie, Arlington, Cedar Hill, and Athens. For more information, visit http://www.TexasTrustCU.org.

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Tags: Bank, Credit, F.E.E., Jump, Members, Percent, promotion, Sees, Syndrome, Texas, transfer, Trust, Union

Tom Hallock to Present Construction Loan Workouts at IMNs Bank & Special Asset Executive Forum

December 3rd, 2011 by Bank Loan | No Comments | Filed in Bank

Denver, Colorado (PRWEB) February 14, 2011

Tom Hallock, Chief Operating Officer, Granite-Excell Management (GEM) will serve as a panelist for the Construction Loan Workouts session at the Information Management Networks (IMNs) 3rd Bank & Special Asset Executive Forum on Distressed Real Estate, at 10am on February 17 at the Hyatt Regency Pier Sixty-Six in Fort Lauderdale, Florida.

The Construction Loan Workouts panel discussion topics include: adding additional owner equity: what are the terms; self funding; looking for additional capital providers: is it getting any easier; construction defect, warranties, successor liabilities and related risk management services; and sale market. The session chair is Jim Howard, Senior Managing Director, Glassratner Advisory & Capital Group LLC. Panel participants include: Tom Hallock, Chief Operating Officer, Granite-Excell Management; Henry Claussen, Vice President Loan Administrator, Bank of Stockton; Paul S. Nakae, Executive Vice President, Bank of the West; Chris Martorella, Managing Director, Huron; and Christian Ruehmer, Managing Director, WESTLB.

Tom Hallock has a significant background in managing troubled loans including initiating and coordinating judicial foreclosure and sale, negotiating settlements with bonding companies, title companies and borrowers. He has supervised fraud investigations and has testified in lawsuits involving lending and construction default, fraud and embezzlement, and other financial matters.

A banking executive with more than twenty years experience with local, regional and national banks, Hallock has significant expertise in credit policy, underwriting and loan approval, and originations and portfolio management.

Hallock received his undergraduate degree from the Marshall School of Business at USC in 1986 and a MBA from Cal Lutheran University in 1994. He is a national speaker on construction lending and real estate related topics.

Tom Hallock may be reached at 888.456.4888. Visit the Granite Companies website at http://www.granite-companies.com, or stop by Granite Commercial Managements exhibit booth at the conference to schedule an appointment.

GEM is one of the respected and nationally recognized Granite family of companies, which includes Granite Loan Management, Granite Commercial Management, Granite Construction Inspections, and Granite-Excell Management. For the Granite Companies website, visit http://www.granite-companies.com.

The Granite Companies are hosting the 2011 Strategies for Success in Construction Lending (SSCL) Commercial Seminar on March 2-3, 2011 at the JW Marriott in Denver Cherry Creek. Early bird discounts are available at http://www.SSCLseminar.com until February 5, 2011. The SSCL Commercial Seminar is the premier national conference bringing together the top commercial construction lenders, SBA executives, and special asset managers for networking and educational sessions. Presentation topics tentatively include: Economic Update, Future Trends in Commercial Real Estate, SBA Compliance and Product Development, and Workouts and Special Assets. Event sponsorships are available. Visit http://www.SSCLseminar.com for information.

The Granite Companies produce the trusted industry e-newsletter, the Construction Lending News. Visit http://www.constructionlendingnews.com to subscribe to the free quarterly publication and updates.

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Tags: Asset, Bank, construction, Executive, Forum, Hallock, IMNs, Loan, Present, Special, Workouts

National Mortgage Complaint Center Wants To Hear From US Homeowners If Their Bank Or Loan Servicer Stuck Them With Forced Placed Insurance

December 3rd, 2011 by Bank Loan | No Comments | Filed in Loans

(PRWEB) June 06, 2011

The National Mortgage Complaint Center is one of the premier advocates, and watchdog’s for the US mortgage lending industry. The group is now beginning a new initiative designed to identify any US homeowner, who is needlessly paying for forced placed insurance to their bank, or loan servicing company. The National Mortgage Complaint Center says, “We believe there are 10,000′s of US homeowners, who are paying an insurance premium three, four, or five times what it should cost, because their bank, or loan servicing company signed them up for a forced place insurance policy. We have recently talked to numerous homeowners, who actually have a standard homeowners policy with one of the major US property casualty carriers like State Farm, or Allstate insurance, and the horrified homeowner has just discovered their bank, or loan serving company also has a forced placed insurance policy on the same home. The only reason the homeowner even noticed was they thought their payments into reserves were way too high. We want to hear from any homeowner, who has been victimized by this practice.” For more information please contact the National Mortgage Complaint Center via its web site at http://NationalMortageComplaintCenter.Com

The National Mortgage Complaint Center says, “In other instances of the forced place insurance scam, the bank, or loan servicing company has told the homeowner, quote unquote forced placed insurance will be required on your home.” They say, “Unless the house has been abandoned, it is vacant, or the homeowner has stopped making mortgage payments, forced placed insurance should never be arbitrarily forced down the throat of an innocent homeowner. We do not think, we know the number of victims is in the 10,000′s, or higher, its wrong, and we want to identify every US homeowner, who is a recent victim of the forced placed insurance outrage.” The National Mortgage Complaint Center is encouraging homeowners victimized by the forced place insurance scam to contact them via the web site at http://NationalMortgageComplaintCenter.Com

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Tags: Bank, Center, Complaint, forced, from, Hear, Homeowners, Insurance, Loan, Mortgage, National, placed, Servicer, Stuck, Their, Them, Wants

Prime Performance 2011 California Bank & Credit Union Survey: Golden 1 Credit Union Ranks Highest in Customer Experience, Union Bank Rated Most Friendly

November 29th, 2011 by Bank Loan | No Comments | Filed in Bank

Denver, CO (PRWEB) November 15, 2011

Golden 1 Credit Union leads major banks in California in customer experience according to the 2011 California Bank & Credit Union Survey released today by Prime Performance, which advises banks on improving the client experience.

Customer experience rankings are based on the companys Prime Experience Index (PXI). PXI is a single metric that shows how banks and credit unions perform on delivering a superior customer experience. PXI considers all of the drivers of customer loyalty. First, banks need to meet their customers needs (meets needs) and deliver service that satisfies their customers (satisfaction with service). Next, banks need to deliver experiences that create loyal customers who are likely to come to the bank first for their future financial needs (repurchase intent) and recommend the bank to others (likely to recommend). By looking at these four measuressatisfaction with service, likely to recommend, repurchase intent and meets needsa clear picture of the customer experience emerges. While these measures tend to be significantly correlated, not one of them accurately measures the customer experience on their own. The Prime Experience Index (PXI) is comprised of these four components.

Overall Customer Experience Score (PXI):

(1) Golden 1 Credit Union????79%

(2) Bank of the West????68%

(3) Union Bank????66%

(4) U.S. Bank????57%

(5) Wells Fargo????51%

(6) Citibank????48%

(7) Chase????43%

(8) Bank of America????39%

State Average????55%

Other Credit Unions????79%

Other Banks????65%

Golden 1 Credit Union ranked first in all four questions that make up the PXI, while Bank of America had the lowest scores on each question. These questions are based on the net score, which is the percent of positive responses minus the percent of negative responses. For satisfaction with service, this is the percent of customers who are satisfied minus the percent who are dissatisfied.

Satisfaction with Service:

(1) Golden 1 Credit Union????86%

(2) Bank of the West????83%

(3) Union Bank????81%

(4) U.S. Bank????68%

(5) Wells Fargo????64%

(6) Chase????58%

(7) Citibank????58%

(8) Bank of America????54%

State Average????68%

Other Credit Unions????87%

Other Banks????76%

Likely to Recommend:

(1) Golden 1 Credit Union????86%

(2) Bank of the West????76%

(3) Union Bank????68%

(4) U.S. Bank????60%

(5) Citibank????50%

(6) Wells Fargo????49%

(7) Chase????42%

(8) Bank of America????37%

State Average????56%

Other Credit Unions????82%

Other Banks????65%

Likely to Come to the Bank First for Additional Products or Services:

(1) Golden 1 Credit Union????66%

(2) Union Bank????50%

(3) U.S. Bank????46%

(4) Bank of the West????44%

(5) Wells Fargo????40%

(6) Citibank????36%

(7) Chase????29%

(8) Bank of America????27%

State Average????43%

Other Credit Unions????71%

Other Banks????53%

Effective at Meeting Financial Needs:

(1) Golden 1 Credit Union????77%

(2) Bank of the West????69%

(3) Union Bank????65%

(4) U.S. Bank????56%

(5) Wells Fargo????50%

(6) Citibank????50%

(7) Chase????41%

(8) Bank of America????38%

State Average????55%

Other Credit Unions????76%

Other Banks????66%

Credit unions are the clear customer experience winners in our survey. Golden 1, the only ranked credit union, topped all named institutions. If we had ranked the Other Credit Unions category it would have tied Golden 1 for first place. While Bank of the West and Union Bank have strong customer experience scores, overall, banks have work to do to catch up with their credit union competitors, said Jim S. Miller, Prime Performance president.

Doing What Is In The Customers Best Interest

In California, 55% believe their bank is doing what is in the customers best interest and 13% feel the bank is not acting in the customers best interest, for a net score of 42%. Seventy-three percent of members at Golden 1 Credit Union say the credit union is looking out for the members best interest and only 4% believe they are not, resulting in a net score of 69%. This leads all named institutions, although slightly below Other Credit Unions (net score of 74%). Bank of the West had the second highest net score at 66%. Chase and Bank of America scored the lowest, with net scores of 25% and 18% respectively and each bank had 21% of customers feeling the bank is not doing what is in the best interest of the customer.

Friendliest

Customers think Union Bank provides the friendliest service in California with 86% of customers saying the representatives are friendly and only 1% saying they are unfriendly. Customers rate Bank of America the least friendly, with 63% of customers believing the representatives are friendly and 6% rated as unfriendly.

Channel Satisfaction

Union Bank customers are very satisfied with their branch experience. Eighty-seven percent of Union Bank customers said they are satisfied with their experience in the branch and 0% dissatisfied. Golden 1 Credit Union also scored well on branch experience with 89% of members satisfied and 3% dissatisfied. Bank of America had the lowest branch scores with 73% satisfied and 8% dissatisfied.

Golden 1 Credit Union leads in satisfaction with phone representatives, followed by Union Bank. Citibank and Bank of America customers are least satisfied with their experience with phone representatives. Golden 1 also leads in satisfaction with automated phone interactions, followed by U.S. Bank. Wells Fargo and Bank of America have the lowest satisfaction with their automated phone systems. Golden 1 and Wells Fargo have the highest satisfaction with ATMs, while ATM satisfaction is lowest at Bank of America and Bank of the West. Customers at Union Bank have the highest satisfaction with internet banking. While mobile banking usage is increasing, it is only used by a small percentage of customers. Statewide, 25% of customers said they have used mobile banking. Only Bank of America, Chase and Wells Fargo had a sufficient number of respondents using mobile banking to receive a valid ranking. Thirty-three percent of Chase customers say they use mobile banking and have the highest level of satisfaction, well above the state average. Wells Fargo, with 31% of customers using mobile banking also scored above the state average in satisfaction. Bank of America, at 35% usage has the lowest level of satisfaction for mobile banking.

Problems and Complaints

The Prime Performance survey asked customers if they had any problems or complaints during the last twelve months. Statewide, 18% of customers said they had experienced at least one problem or complaint. Bank of the West and Union Bank customers had the least problems or complaints at 12%, while Bank of America and Chase had the most, at 25% and 26%, respectively. Only 9% of members at Other Credit Unions experienced any problems or complaints, well below any named institutions and the state average.

In this economic environment, the importance of trust cannot be understated. No matter how hard they try, if a bank does not act in their customers best interest, they cannot create a satisfying experience, said Miller. Credit unions have the trust of their members and it shows in their scores. Bank of the West had the lowest satisfaction with internet banking and ATMs and only moderate satisfaction with branch

Tags: 2011, Bank, California, Credit, Customer, Experience, Friendly, Golden, highest, Most, Performance, Prime, Ranks, Rated, Survey, Union

Bank Jobs Adding To The Plethora Of Government Job Opportunities For Aspiring Candidates

November 29th, 2011 by Bank Loan | No Comments | Filed in Bank

Bank Jobs Adding To The Plethora Of Government Job Opportunities For Aspiring Candidates

Article by Sanjay Joshi

Thousands of advertisements about jobs and various other career opportunities are coming out in the newspapers, internet, journals, etc for the people to choose from. There are jobs related to railways, IT, health, engineering, etc, both in the government and private sectors. Of the various types of jobs that are being advertised, the bank jobs are perhaps the most demanded of them.

Every year, banks are bringing out and publishing their job requirements in newspapers and internet portals for the benefit of the students and the aspiring candidates. Many students are also enthusiastically putting in their applications for these jobs and starting a prosperous career. The rise in banking jobs in recent years has been attributed to a number of factors. There are entrance exams that are conducted for entry into the banks and this practice has been there since a long time now.

Banks, both private and the public sector undertakings, conduct the entrances every year for the clerical as well as for officer posts. These tests consist usually of logical reasoning questions and simple mathematics, which are of the standard of the matriculation or college level. The catch though, is the speed in which these questions are to be attempted.

Students appear for these exams conducted by various banks such as Punjab national bank, UTI bank, Union Bank, State Bank of India, which belong to the government sector while the banks like ICICI, Axis, HDFC, etc conduct their own exams. These exams for the bank jobs are held on a national level or a region level, where students from all over India are eligible.

Since government jobs are in demand nowadays, after a period of lull, these jobs in the banking sector have enabled many aspiring candidates to go for the banking careers. People in general have a predilection for these jobs in the banks, as it allows them to have a good life with stability and adequate pay scales. In the coming years, the prospect of such jobs is also looking better as the number of banks is increasing and the skilled manpower is required.

Those who have the aptitude to work in the banking sector should apply for the jobs and should not miss the opportunity for a prospering career. With the efforts of the government and also the private sector, banks are cropping up in many places. They are expanding their business to areas beyond the spectrum of deposits and withdrawals. Activities related to mutual funds, insurance, investments, loans, etc are being done by the banks nowadays.

As the spectrum widens, the need for skilled manpower also increases in the banks, thus leading to creation of more jobs. So, the students who are planning to put in their efforts, towards securing a good career, should streamline their concentration towards these jobs in the banks. And if, someone is having predilection for government jobs, it is wise for them to look out for the jobs in banking sector, so that they can have a better life and can look at greener pastures.

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Tags: Adding, Aspiring, Bank, candidates, government, Jobs, Opportunities, Plethora

Corporate Whistle Blower Center Urges Mortgage Loan Servicing Or Bank Foreclosure Insiders To Step Up For Potentially Huge Rewards For Wrongdoing

November 29th, 2011 by Bank Loan | No Comments | Filed in Loans

(PRWEB) July 18, 2011

The Corporate Whistle Blower Center is expanding its efforts to assist big bank loan servicing insiders to step forward, if they possess significant proof about wrong doing, especially if it involves foreclosures, or loan modifications. The group says, “We know loan servicing employees have to sit by, and watch their big bank employer do it wrong, or do it illegally when it comes to our nations real estate foreclosure disaster, and we are saying this type of information could be worth millions in whistleblower rewards, provided the evidence is substantial, and provided this is new information, not previously disclosed.” The Corporate Whistle Blower Center says, “We are one of the best branded whistleblower advocates in the United States, and our sister organization the National Mortgage Complaint Center is one of the most quoted sources in the United States on mortgage loan servicing. What this all means is we are in an extremely unique position to assist a mortgage loan servicing insider, or a major bank insider working on foreclosures, or short sales advance a possible whistleblower claim. Please call us for more information if your bank, or mortgage loan servicing company, or major bank foreclosure department is doing something wrong, or illegal.” For more information mortgage loan servicing insiders, or major bank foreclosure, or short sale insiders are encouraged to contact the Corporate Whistle Blower Center anytime at 866-714-6466, or they can contact the group via their web site at http://CorporateWhistleBlowerCenter.Com

The Corporate Whistle Blower Center is saying, “If an individual wants to become a whistleblower there are some pretty basic rules. Rule number one is your proof of wrong doing has to be substantial, and easy to understand. It also has to be significant, in the millions of dollars-which for a major loan servicing operation, or a big bank is nothing. Rule number two is you keep your information to yourself. As an example if you were to go to the news media with a story about a bank foreclosure department, or major big loan servicing operation doing it wrong, illegally, or in a fraudulent manner, the public disclosure might eliminate your chances for a reward. Rule number three is do not go to the government with your information, without a solid team in your corner. This is where we come in.” The group says, “If you are working for a major US bank, or loan servicing company, and there is major wrongdoing, that you can prove, we want to talk to you, and you can call us anytime at 866-714-6466.” http://CorporateWhistleBlowerCenter.Com.

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Tags: Bank, Blower, Center, Corporate, Foreclosure, Huge, insider's, Loan, Mortgage, Potentially, Rewards, Servicing, step, Urges, Whistle, wrongdoing

US Banks – A Full 68% Of Negative Comments Online About The US Financial Sector Are Attributed To Just Two Banks, Citibank And Bank Of America What Was Going Wrong?

November 26th, 2011 by Bank Loan | No Comments | Filed in Bank

Columbus, OH (PRWEB) August 21, 2011

DigitalMR analysed thousands of customer comments about high street banks for the month of June 2011. Over half of these customer views are negative, compared with 45% being about positive customer experiences.

The four most mentioned banking brands, with the highest number of consumer comments were: CitiBank (32%), Bank of America (23.50%) followed by American Express and Wells Fargo (both 17%).

There was, however, a large difference between the positive and negative mentions that these banks generated. American Express (30%) and Bank of America (23%) attracted the largest proportion of positive posts but Bank of America also attracted the second highest number of negative comments (24%). By comparison the bank that had the highest proportion of negative posts was Citibank (44%).

Taking the difference in positive and negative posts into consideration the clear winner for June was American Express with a Net Sentiment Score (NSS) of 58% followed by Capital One with 19%. The high NSS score for American Express shows an overall high satisfaction level for users of this service.

The two banks with the lowest net-sentiment score were CitiBank (unsurprising, perhaps, given its proportion the total negative posts) with a NSS of -52% and US Bank which achieved a score of -59%. CitiBanks higher rating is attributed to the fact that although they were the subject of the highest amount of negative comments they also were the subject of 17% of all positive comments about financial service providers. Much of the negative commentary was related to the June revelation that hackers had accessed 200,000 Citibank account holders details.

The banks with the highest and lowest rated NSS scores remain unchanged from April, the date of our last syndicated report, when American Express led the group, and US Bank brought up the rear.

The US Banking Sector should take note that of the ten banks we analysed conversations about, seven have either a neutral or negative NSS. This means that overall the majority of people were using social media far more to criticise than compliment their banking service.

DigitalMRs report (powered by SocialNuggets) analyses thousands of customer comments posted via a range of relevant finance related websites and open access social media platforms. It measures not only the number of comments posted by consumers on the internet, but also sentiment whether these posts are positive or negative.

Results are based on comments posted by consumers on the major US banks: CitiBank, Bank of America, Wells Fargo, US Bank, American Express, HSBC, Capital One, Barclays, JP Morgan Chase Manhattan and US Bancorp.

Ryan Rutan, President of DigitalMR USA commented: the findings indicate that American consumers who utilize social media platforms are voicing frustrations about their banking experience at a higher rate than positive experiences, but that certain brands are achieving a net positive sentiment”. This tells us that although the balance of comments are on the negative side, it is not strictly an outlet for dissatisfaction. This is easily seen in the divergence of the findings related to CitiBank and American Express.

While conversations about CitiBank accounted for nearly a third of all mentions of companies in the sector (suggesting a wide exposure), they were negative 76% of the time. By contrast American Express should be pleased to see while they accounted for a lower total volume of posts, that 79% of comments about their bank were positive. Amex has, for the second time this year, the highest net sentiment score of all banks we monitored.

1) Net Sentiment Score (NSS)

Most of the banks we measured, achieve a negative Net Sentiment Score (NSS) for June. NSS provides an overall percentage score of net positive posts. A positive score means a bank attracts more positive than negative posts, while a negative score suggests a higher proportion of negative posts.

The average NSS taken across all banks measured is -10%, which shows that US consumers continue to see social media as a space to share experiences of frustration and unhappiness with the service they had experienced. This is a lower NSS however than the results from our December 2010 analysis which showed in the four months from July October the cumulative NSS for US banks was -28%.

Net Sentiment Score ranking

1st American Express (Amex):???????? 58%

2nd Capital One:????????????????????????????????19%

3rd US Bancorp:???????????????????????????????? 7%

4th JP Morgan Chase Manhattan:????????0%

5th Wells Fargo:???????????????????????????????? -2%

6th Barclays:????????????????????????????????????????-11%

7th Bank of America:???????????????????????? -12%

8th HSBC:???????????????????????????????????????? -34%

9th Citibank:???????????????????????????????????????? -15%

10th US Bank:???????????????????????????????????? -51%

2) Features and Services

DigitalMR measured thousands of customer posts across June regarding the services and features that banks offer. Services attracting a much higher proportion of positive mentions to negative ones were: Credit Card Incentives (18% positive vs 1% negative).

The service attracting a higher proportion of negative comments was Credit Cards with (26% positive vs 19% negative) This was followed by conversations about mortgages which displayed a negative sentiment being 17% of all negative conversations regarding a particular service.

3) Click here to view customer comments in their own words

4) How can Banks use social media to their advantage?

Banks can use analysis of data from websites and other social media in the following ways:

????Engage in a one-to-one dialogue with their customers and respond to negative comments.
????Invite some of the customers to join online forums and chat groups to further express their views
????Positive sentiment can be leveraged in advertising
????Operations can learn about and fix specific branch performance issues
????Financial products can be adjusted, and new ones can be designed to meet customer needs

About the syndicated banking report

The monthly banking report monitors thousands of customers online conversations through comments posted on open-access social media platforms such as Twitter and Facebook, forums, blogs, microblogs and commercial websites, for US banking services.

The report is available on annual subscription with updates provided on a quarterly, monthly or weekly basis. Results will be updated to the press on a monthly basis.

Contact

For regular reports and more information:

Ryan A. Rutan

rrutan(at)digital-mr(dot)com

tel: +1 (614) 638-0216

http://www.digital-mr.com

About DigitalMR

DigitalMR is a specialist agency which provides a holistic approach to web based market research. It specialises in utilising social media research, especially web-listening, and sophisticated technology platforms to enhance its business consulting approach.

DigitalMRs solutions also include community panels, access panels, web usability and a distinct focus on qualitative research online. The agency has pioneered new methods in online focus groups alongside tools such as video diaries, bulletin boards and online ethnography.

The agency operates in affiliation with international market research company MASMI. DigitalMR is headed by founder and MD, Michalis Michael and has European headquarters in London, UK, and Nicosia, Cyprus, and Columbus, Ohio, in the US.

About SocialNuggets

SocialNuggets technology delivers real-time market intelligence for fast moving industries by

Tags: About, America, attributed, Bank, Banks, Citibank, Comments, financial, Full, going, Just, negative, ONLINE, pfagvj0ndjn0jz48tj48rj5tyxvuzhjhpc9gpjxmplbhcmtzpc9mpjwvtj48qt48vd5ozxcgww9yazwvvd48qt5owtwvqt48qz5vuzwvqz48l0e-peq-peq-pey-mtk1mi0xmi0xodwvrj48vd4xotuzlteylte3pc9upjwvrd48l0q-pec-ttwvrz48l1a-, Sector, Wrong

U.S. Loses World Bank Leadership

November 26th, 2011 by Bank Loan | No Comments | Filed in Loans

Washington, D.C. (PRWEB) November 21, 2011

Karen Hudes exposes the truth at the World Bank. She is a graduate of Yale Law School, who spent 20 years at the World Bank as an attorney fighting poverty. ?On November 10, 2011?Mr. Tom Karr, Assistant General Counsel of the Securities and Exchange Commission, called Hudes at the request of the SEC’s Inspector General to discuss compliance of the World Bank under the securities laws.

The 187 countries that own the World Bank ended the 66 year old Gentlemen’s Agreement that the US nominates the President of the World Bank after the World Bank stonewalled a study into transparency at the World Bank that Senators Lugar, Leahy and Bayh asked the Government Accountability Office to carry out.? Hudes reported corruption in the Philippines ending in the impeachment of the former President of the Philippines, Joseph Estrada, cancellation of $ 400 million in loans, the take-over of the second largest bank in the Philippines by the owner of Philippines Airlines, and a $ 500 million bail-out.? The World Bank reported to its Board and shareholders that supervision on the project was “satisfactory.”

After Estrada was impeached, Senator Lugar wrote three letters requesting an end to the cover-up. In contempt of Congress, the World Bank refused to answer Senator Lugars questions. Instead, the World Bank altered documents to fire Karen in retaliation. ?The US Congress had also raised concerns about the World Banks accounting practices and whether the Banks Board of Executive Directors always is in possession of accurate and timely information. Karen has documents to prove her position as THE WHISTLEBLOWER.

The Chairs of the World Banks Audit Committee, Ethics Committee, and Committee on Governance asked Karen whether it was US policy for the President of the World Bank to conceal information from its Board of Executive Directors. ?The World Banks Audit Committee appointed KPMG to audit the World Banks internal controls. When KPMG refused to end the cover-up, the former Controller of the World Bank put Karen in touch with the International Federation of Accountants.? The SEC and the Public Company Accounting Oversight Board are required to end the cover-up at the World Bank, with $ 110 billion in bonds on the securities markets.

Karen told President Obamas Organizing for America that there was bipartisan support to preserve the US moral authority at the World Bank. Organizing for America told her appropriate persons, were reviewing the information about corruption at the World Bank.? The Bank runs the risk of being caught with its pants down (in an area where it is lecturing the developing world on how to dress), warned Pieter Stek, the former Dutch Executive Director and chair of the World Banks Audit Committee.? Luigi de Magistris, the Chair of the European Parliament’s Committee on Budgetary Control, told Karen, “I share the opinion expressed by the Members of the Committee that it was very interesting and inspiring to learn about your case at the World Bank.”

The Bank’s shareholders are now decentralizing jobs away from the World Bank’s headquarters.? There is greater risk of exchange rate conflicts when the other 186 member countries at the World Bank lose confidence in US respect for rules on the financial market.

Karen Hudes is now available for interviews.

Contact:

Larry Garrison

805-370-3630

###

Tags: Bank, Leadership, loses, U.S., World

Online banking from Lasalle Bank

November 24th, 2011 by Bank Loan | No Comments | Filed in Bank

Online banking from Lasalle Bank

The LaSalle Online Banking is from one of the oldest Chicago-based financial institutions around. In 1927, this bank started as the National Builders Bank of Chicago. It changed its name to LaSalle in 1940. In 2007, this bank was acquired by Bank of America, and in 2008 all of its branch offices took the name Bank of America.

For those that had an account with LaSalle, they now bank with BoA. All of the online links direct you to the BoA home site where you can access your accounts, like any other BoA customer. This is a 24/7 operation that allows access to any of the information all of their customers want, when they want it.

At the present time, anyone in the continental US can have an account with BoA. You can track any of your account balances and transactions with the online service for up to 12 months. Your online statements are also accessible for viewing up to 18 months.

The alert system is more advanced than many of the other financial institutions in America.

You not only have the choice of what alerts you wish to receive, but how you receive them.

When it comes to transferring your funds, there are many choices. You can transfer funds from any two of your BoA accounts, to Merrill Lynch or nearly any other account holder’s BoA accounts.

There is also the Online Bill Pay service that allows you to pay nearly anyone in the continental US, just the same as if you were writing them a check. These funds are guaranteed to be on time every time as long as you ask for the bill to be paid before the due date.

The bank rates for the tiered checking account are for balances less than ,000 an APY of 0.05%. For balances above ,000 but below 0,000, the APY is 0.10%. For all balances above 0,000, the APY is 0.15%.

Just remember your LaSalle Online Banking is now the Bank of America online services.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name. Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

For additional resources involving financial help, please view PNC Online Banking, best bank savings rates, Westpac Online Banking and Online Banks at http://www.onlinebanksblog.com/union-online-banking

Author publishes articles regularly concerning investment and finance matters. For you to learn a lot more regarding CD Rates Interest, Sovereign Bank Online, CD Rates, SunTrust CD Rates, Online Banks, Westpac Online Banking, CD rates, PNC Online Banking, chase CD rates from Author pay a visit to – http://www.onlinebanksblog.com

Tags: Bank, Banking, from, LaSalle, ONLINE

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Online banking from Lasalle Bank

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