Why would someone go with an FHA home loan over a Conventional?

September 8th, 2010 | Posted under Loans.

Question by dhallkb: Why would someone go with an FHA home loan over a Conventional?
I am married and my husband has quite a bit of debt I do not plan on paying off priot to buying a home. If I go FHA, his debt is added to my debt even though I am the only one on the loan. If I go conventional, the only thing that matters is my income, credit, debt, etc. Anyone have any ideas?

Best answer:

Answer by bud68
Less down payment required.

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